Paytm Payment Gateway vs Viva.com
Paytm Payment Gateway
business.paytm.comViva.com
viva.comSide by side
| Figure | Paytm Payment Gateway | Viva.com |
|---|---|---|
| Price from | — | £3.99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 8 |
| Spec score · Payment Gateways | 7.1 (#42) | 8.5 (#12) |
| Spec score · Payment Processing Software | 7.2 (#49) | 8.6 (#14) |
| Payment methods | It supports 100+ payment methods, including UPI, cards, net banking, EMI, and Paytm Postpaid. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
| Security | Paytm says transactions are protected with PCI-DSS compliance, encryption, tokenization, and fraud prevention systems. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | Paytm says dedicated teams provide onboarding, integration, and operational support, alongside developer assistance. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
Plans
Paytm Payment Gateway
- Small Medium BusinessPrice not published
- Small Medium BusinessPriced on request
- EnterprisePrice not published
- EnterprisePriced on request
- Big Merchant — Standard PlanPriced on request
- Small Merchant — Standard PlanPriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Paytm Payment Gateway
Paytm Payment Gateway has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.