Paytm Payment Links vs SumUp Payment Links
Paytm Payment Links
business.paytm.comSumUp Payment Links
sumup.comSide by side
| Figure | Paytm Payment Links | SumUp Payment Links |
|---|---|---|
| Price from | — | £15.75/mo |
| Free plan | — | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 4 |
| Spec score · Payment Link Software | 7.1 (#27) | 8.6 (#10) |
| Payment methods | The product page lists Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking among supported payment sources, and states that it supports 100+ payment instruments. | The Payment Links page displays Mastercard, Visa, American Express, Diners Club, Discover and UnionPay as payment methods. |
| Security | The product page describes bank-grade security with fraud prevention technology; Paytm Payments Services says it is PCI DSS certified and ISO/IEC 27001:2022 certified for the stated payment aggregator and tokenization services scope. | SumUp says every payment link is protected by 3D Secure 2. |
| What it does | Lets merchants request remote payments through shareable links without building a website or integrating a payment gateway into it. | Payment Links creates secure online checkout links that merchants share so customers can pay without a website, online store, card reader or SumUp app. |
Plans
SumUp Payment Links
- Pay-as-you-goFree
- Payment LinksFree
- Payments Plus£19 a month
- Payments Plus annual£189 a year
In their own words
Paytm Payment Links
Paytm Payment Links has no write-up on Specifiction yet; its figures are above.
SumUp Payment Links
SumUp Payment Links lets businesses collect online payments by sharing a link, without needing a website or card reader. Merchants can create links for fixed or open amounts, reuse them, set expiration dates and allow tips or notes. Links can be sent through Instagram, WhatsApp, SMS and email, or shown as QR codes. Customers pay on a secure page without downloading an app or creating an account. The SumUp Business App shows which links are paid or outstanding and lets merchants resend unpaid ones; after a payment, the merchant’s account is updated with a push notification. Listed payment methods are Mastercard, Visa, American Express, Diners Club, Discover and UnionPay. Link creation is supported in a browser, app, POS Lite and SumUp Register. SumUp says links use 3D Secure 2. The free plan has no monthly fee and charges 2.50% per transaction; paid plans start at £19/mo.