PhonePe vs tricount

PhonePe is a payments app for Android and iOS. It lets users send money to a UPI ID, mobile number, or bank account, with instant transfers, tracking, and scheduled transfers. Users can also scan and pay, check balances, pay utility bills, and recharge mobile, DTH, FASTag, Google Play, and Apple Store balances. The app includes insurance, lending, and wealth services, plus bookings for flights, hotels, cabs, metro, bus, and train travel. PhonePe says its international UPI payments work at select merchants in Singapore, the UAE, Nepal, Sri Lanka, Bhutan, and Mauritius. Businesses can accept payments through SmartSpeakers, QR codes, and EDC machines, or use payment links and the PhonePe Payment Gateway. The gateway supports UPI, credit and debit cards, and net banking. Its Standard Plan is free, with zero setup and annual maintenance fees; Enterprise pricing is custom for high-volume businesses. PhonePe was founded in 2015 and is headquartered in Bengaluru, Karnataka, India.

tricount is a free Android and iOS app for dividing shared expenses among friends, households, couples, travel groups, events, and clubs. Groups maintain a shared list showing each expense and who paid, then assign individual shares when an equal split is unsuitable. Costs can be entered in different currencies while a trip total is followed in one currency. Users can add expenses without a signal and synchronize them later, and existing Splitwise group expenses can be imported. Payment requests can be shared with people who owe money; split payments and instant transfers are supported. Linking a bunq Card can add shared purchases automatically. The free plan costs nothing, with no ads and no limits. The features page also describes optional paid travel eSIM data plans provided by bunq. bunq B.V. owns and operates tricount from Amsterdam, and support includes 24/7 live chat and email.