Plum vs Revolut Business
Plum
withplum.comRevolut Business
revolut.comSide by side
| Figure | Plum | Revolut Business |
|---|---|---|
| Price from | €3.99/mo | £10/mo |
| Free plan | Yes | — |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | — | Yes |
| Plans published | 4 | 9 |
| Spec score · Savings Apps | 7.9 (#5) | 8.5 (#3) |
| Founded | 2016 | 2015 |
| Headquarters | London, United Kingdom | London, United Kingdom |
| Platforms | Plum says it supports Android and iOS and is not supported on computers or a web version. | Revolut says the service operates via web and mobile apps, and its Business app is available from the App Store and Google Play. |
| Security | Plum says it does not store or access bank login details, uses read-only transaction access, AES encryption for sensitive data, and 256-bit TLS for browser-server communications. | Security features include biometric checks, a security control centre, 24/7 transaction monitoring, two-factor authentication for sensitive transactions, and 3D Secure. |
Plans
Revolut Business
- Basic£10 a month
- Basic£10 a month
- Grow£30 a month
- Grow£35 a month
- Scale£90 a month
- Scale£125 a month
- Grow annual£360 a year
- Scale annual£1,080 a year
- EnterprisePriced on request
In their own words
Plum
Plum is a personal finance app for saving, investing, and managing spending through automation. It reviews transactions and balances from a supported current bank account in the user's own name, calculates an amount to set aside, and transfers savings by direct debit every 4–5 working days. Listed saving rules include automatic, round-up, weekly, payday, and no-spend options; rainy-day rules start with Pro. Investment options listed across all plans include Plum Interest money market funds, US stocks, cryptocurrencies, and ETFs. Plum is available on iOS and Android in the UK, Ireland, France, Spain, Portugal, Italy, Belgium, the Netherlands, Greece, and Cyprus for users aged 18 or older. Basic is free; Pro costs €3.99 monthly, Boost €7.99 monthly, and Premium €9.99 monthly. A 30-day trial is listed. Only current accounts in the user's own name are supported as primary connections; business, savings, and joint accounts are not. Plum says it uses read-only transaction access and encryption, and that its e-money products are not covered by FSCS.
Revolut Business
Revolut Business has no write-up on Specifiction yet; its figures are above.