PocketSmith vs TimelyBills
PocketSmith
pocketsmith.comTimelyBills
timelybills.appSide by side
| Figure | PocketSmith | TimelyBills |
|---|---|---|
| Price from | $9.99/mo | $2.08/mo |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | — |
| Windows | Yes | — |
| macOS | Yes | — |
| Linux | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 7 | 5 |
| Spec score · Personal Finance Software | 9.5 (#2) | 9.0 (#6) |
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | Yes |
| Free tier | A free plan is available for casual budgeters. | The free plan includes bill organization, budgeting, spending tracking, goals, insights, and account management. |
| Free tier limits | The free plan includes 2 dashboards, 12 budgets, 2 accounts, and 6 months' projection. | The free plan does not include unlimited tracking, biometric login, calendar sync, reports, or ad-free use. |
| Headquarters | Dunedin, New Zealand | Jaipur, Rajasthan, India |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Paid from | 9.99 | 0.99 |
Plans
PocketSmith
- FreeFree
- Foundation$14.95 a month
- Flourish$24.95 a month
- Fortune$39.95 a month
- Foundation$119.88 a year
- Flourish$199.92 a year
- Fortune$319.92 a year
TimelyBills
- FreeFree
- Basic$14.99, paid once
- Pro$24.99 a year
- Pro Family$34.99 a year
- LifeTime FreeFree
In their own words
PocketSmith
PocketSmith is personal finance software for budgeting, monitoring accounts, and forecasting future balances. It connects to financial institutions for automatic imports and categorization, and also supports manual imports. Budget tools include a calendar, flexible periods, and what-if scenarios; reports cover income, expenses, net worth, and cash flow. Users can track accounts, assets, and liabilities across countries with currency conversion. Forecasting can show daily balances as far as 60 years ahead on the Fortune plan. The free plan includes two dashboards, 12 budgets, two accounts, and six months of projection. Foundation starts at $9.99 a month when billed annually. PocketSmith lists Android, iOS, web, desktop apps, and an API. Bank feeds are read-only and cannot move money in connected accounts. The service states that data is encrypted, two-factor authentication is available on every plan, and there are no ads or ad-tracking.
TimelyBills
TimelyBills has no write-up on Specifiction yet; its figures are above.