Portfolio Performance vs Temenos Wealth Front Office

Portfolio Performance is a free desktop application for tracking securities portfolios across accounts. It calculates performance using true-time weighted return and internal rate of return, and provides overviews, key figures, charts, and historical price tracking. Users can classify securities, examine asset allocation and risk, plan rebalancing, and track tax lots. Purchases, sales, taxes, fees, and other transactions can be entered, or statements can be imported from online banks and brokers. Historical prices can come from sources such as HTML, JSON, Yahoo Finance, Quandl, AlphaVantage, and CoinGecko, as well as a built-in provider for German and US stocks. Portfolio data is stored in XML and can be exported as CSV or JSON. The mobile app reads a desktop portfolio file for viewing and analysis, but does not allow edits. It supports iOS and Android; the desktop application runs on Linux, macOS, and Windows. Optional mobile subscriptions are listed at $3 a month or $25 a year. The project began in 2012, and its source code is licensed under the Eclipse Public License 1.0.

Temenos Wealth Front Office is a portfolio management system for advisors and portfolio managers. It brings together client profiling, portfolio modeling, performance reporting, risk analysis and compliance, with coverage for cash, equities, fixed income, derivatives and structured products. Advisors can build tailored asset allocations and model portfolios for advisory or discretionary services. The system supports complex, multi-layered rebalancing and execution-mode client relationships, and automates investments, order generation and compliance checks while allowing human involvement in relationship optimization. Dashboards and alerts surface actions for portfolio and relationship managers. Ready-to-use workflows can be altered and extended to meet an institution’s needs. Open APIs, pre-integrated services and adaptors support connections with Temenos products, bank applications and fintech solutions. Deployment options include SaaS, multiple clouds and on-premise. The product is described as serving clients from ultra-high-net-worth individuals to mass affluent segments across geographies. Pricing is paid and available on request, with a tailored cost model described.