Powens vs Wealthica API
Powens
powens.comWealthica API
wealthica.comSide by side
| Figure | Powens | Wealthica API |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Bank Connectivity Software | 8.2 (#8) | 7.6 (#25) |
| Company history | Powens says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. | Wealthica says it started in 2015. |
| Coverage | Powens lists data connectivity in 12 EU countries and describes its accounts and SEPA transfer coverage across the SEPA area. | The maker says the API connects to over 150 Canadian financial institutions. |
| Financial data | Its aggregation service syncs bank accounts, savings, loans and investments from 1,800+ banks across 12 EU countries, with accounts refreshed daily. | The API can retrieve investment positions, balances, securities, and transactions. |
| Founded | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. | 2015 |
| Security | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. | The API page says Wealthica is SOC 2 Type II compliant and undergoes regular third-party audits. |
| Support | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. | Wealthica directs API pricing inquiries to [email protected] and offers contact through its site. |
Plans
In their own words
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.
Wealthica API
Wealthica API has no write-up on Specifiction yet; its figures are above.