Powens vs Yapily Data
Powens
powens.comYapily Data
yapily.comSide by side
| Figure | Powens | Yapily Data |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Bank Connectivity Software | 8.2 (#8) | 6.7 (#49) |
| Spec score · Financial Data Aggregation Platforms | 8.2 (#2) | 6.7 (#13) |
| Spec score · Financial Data APIs | 8.2 (#6) | 6.7 (#27) |
| Coverage | Powens lists data connectivity in 12 EU countries and describes its accounts and SEPA transfer coverage across the SEPA area. | Yapily says it connects to over 2,000 banks in 19 countries through a single integration. |
| Founded | The company says it was founded as Budget Insight in 2012 and rebranded as Powens in 2022. | 2017 |
| Headquarters | Paris, France | London, England, United Kingdom |
| Security | Powens says it is ISO 27001 certified and that its security and compliance frameworks are independently tested and audited each year. | Yapily states its API uses bank grade encryption and OAuth2 and that it is ISO 27001:2013 certified. |
| Support | Enterprise plans include a dedicated account manager and priority assistance from integration and technical support teams. | Yapily describes implementation support that includes documentation, ready made tools, and expert support. |
Plans
In their own words
Powens
Powens is an Open Finance and embedded payments platform that connects financial data and payment workflows through APIs. Its aggregation service syncs accounts, transactions, savings, loans, and investments from more than 1,800 banks across 12 EU countries. Accounts refresh daily, while available transaction history varies by bank from 3 to 24 months; live connections can be maintained for six months with daily refreshes. Payment services include IBAN accounts, Direct Debit, Pay by Bank, and instant SEPA transfers through one API and dashboard. Powens says beneficiaries receive funds from its instant SEPA transfers within 10 seconds. It also offers real-time bank identity checks and Spanish IBAN ownership verification. Developers can access API documentation, integration guides, SDKs, connection widgets, an admin console, and a free self-service sandbox. Pricing is on request. Enterprise plans include dedicated hosting and can include an account manager and priority technical and integration support. Powens lists Android, iOS, web, and API access, and says it was founded as Budget Insight in 2012 before adopting the Powens name in 2022.
Yapily Data
Yapily Data has no write-up on Specifiction yet; its figures are above.