Puzzle vs Sage Accounting
Puzzle
puzzle.ioSage Accounting
sage.comSide by side
| Figure | Puzzle | Sage Accounting |
|---|---|---|
| Price from | $30/mo | £2/mo |
| Free plan | — | Yes |
| Free trial | Yes | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Plans published | 12 | 4 |
| Spec score · AI Accounting Software | 8.5 (#10) | 8.9 (#4) |
| Spec score · SaaS Accounting Software | 8.5 (#9) | 8.8 (#5) |
| Company facts | LinkedIn lists Puzzle as privately held, remote-first, founded in 2019, with 51–200 employees. | The legal company is The Sage Group plc, founded in Newcastle upon Tyne in 1981 and headquartered there. |
| Documentation and support | The help center includes a page-by-page walkthrough covering inbox, dashboard, close checklist, accounting, transactions and integrations. | Sage provides developer tutorials, a knowledge base, community hub, learning resources, live support and support tickets. |
| Integrations | Supported connections include Stripe, Mercury, Brex, Ramp, Gusto, Rippling, Deel, Central, Bill.com, Plaid and Joiin. | The Sage marketplace lists Zapier connectivity to more than 4,000 apps, including Google services, Shopify, HubSpot, Slack and WooCommerce. |
| Rating on Trustpilot | 3.2 out of 5 from 1 review | 4.0 out of 5 from 20,187 reviews |
| What it does | Puzzle is an AI-native accounting platform that maintains real-time financials and startup metrics from connected financial data. | Sage Accounting is a cloud accounting service for small businesses that combines invoicing, tax, cash-flow management and optional payroll. |
Plans
Puzzle
- R&D Study$1.50, paid once
- Starter$30 a month
- Core$72 a month
- Complete$120 a month
- Migration$149, paid once
- Migration add-on$149, paid once
- Core + Expert Reviewed Bookkeeping$171 a month
- Expert Reviewed service$171 a month
- Catch-up bookkeeping$300 a month
- Catch-up bookkeeping add-on$300 a month
Sage Accounting
- Sole Trader FreeFree
- Start£2 a month
- Standard£4.30 a month
- Plus£5.90 a month
In their own words
Puzzle
Puzzle is AI-powered accounting software built around a general ledger and real-time financials. It supports cash and accrual accounting from the same underlying ledger. Puzzle Chat answers business questions in plain English, while Cowork can match invoices to payments and find subscriptions for review. AI agents can categorize transactions, reconcile accounts, and flag exceptions; users can review and edit these actions before financial statements are finalized. The listed integrations include Stripe, Ramp, Brex, Mercury, Gusto, Rippling, Deel, Meow, Causal, Runway, Bill.com, Central, MyRunwayHealth, and Joiin. Puzzle says integrations are read-only, data is encrypted using AES 256-bit encryption, and customers own their data. The company also states it is SOC 2 compliant, with role-based access, encryption in transit and at rest, and audit traceability for user activity and approvals. Puzzle is designed for startups and small and medium businesses, with services described as scaling from pre-seed to Series B. Customers can buy software alone or pair it with bookkeeping services. Starter costs $30 a month; there is no free plan, and a 14-day trial is listed.
Sage Accounting
Sage Accounting has no write-up on Specifiction yet; its figures are above.