Puzzle vs Zeni
Puzzle
puzzle.ioZeni
zeni.aiSide by side
| Figure | Puzzle | Zeni |
|---|---|---|
| Price from | $30/mo | $199/mo |
| Free plan | — | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | — |
| Plans published | 12 | 9 |
| Spec score · AI Accounting Software | 8.5 (#10) | 7.0 (#26) |
| Financial reporting | Puzzle provides auto-drafted financial statements, a general ledger, chart-of-accounts controls, period locking and downloadable reports. | The bookkeeping platform provides real-time financial insights and automatically updated Profit and Loss, Balance Sheet, and Cash Flow reports. |
| Integrations | Supported connections include Stripe, Mercury, Brex, Ramp, Gusto, Rippling, Deel, Central, Bill.com, Plaid and Joiin. | The pricing page lists QBO Pro, Avalara, Plaid, Stripe, PayPal, and Square as API integrations. |
| Product | Puzzle describes itself as AI-powered accounting software with a modern general ledger and real-time financials. | Zeni describes itself as AI bookkeeping and accounting software powered by an AI Accountant Agent and AI CFO Agent. |
| Security | Puzzle says its data is encrypted using AES 256-bit encryption and its data integrations are read-only. | Zeni says customer data is encrypted at rest using 256-bit AES and network connections use 256-bit SSL/TLS encryption. |
| Support | The pricing page lists priority support on Complete and Scale, and dedicated onboarding and support on Scale. | Zeni’s Finance Concierge is staffed Monday through Friday, 9:00 am to 6:00 pm PST, and aims to complete requests within two hours. |
| Who it serves | Puzzle says it is designed for startups and small and medium businesses, and its pricing page describes its services as scaling from pre-seed to Series B. | Zeni identifies venture-backed startups, accounting firms, B2B service providers, ecommerce companies, and consulting firms among the businesses it serves. |
Plans
Puzzle
- R&D Study$1.50, paid once
- Starter$30 a month
- Core$72 a month
- Complete$120 a month
- Migration$149, paid once
- Migration add-on$149, paid once
- Core + Expert Reviewed Bookkeeping$171 a month
- Expert Reviewed service$171 a month
- Catch-up bookkeeping$300 a month
- Catch-up bookkeeping add-on$300 a month
Zeni
- Payroll Manager Service$199 a month
- Starter$494 a month
- Growth$719 a month
- CFO Lite$1,599 a month
- Tax Starter$2,499 a year
- CFO Premium$2,990 a month
- Tax Growth$3,899 a year
- Enterprise$4,990 a month
- Tax EnterprisePriced on request
In their own words
Puzzle
Puzzle is AI-powered accounting software built around a general ledger and real-time financials. It supports cash and accrual accounting from the same underlying ledger. Puzzle Chat answers business questions in plain English, while Cowork can match invoices to payments and find subscriptions for review. AI agents can categorize transactions, reconcile accounts, and flag exceptions; users can review and edit these actions before financial statements are finalized. The listed integrations include Stripe, Ramp, Brex, Mercury, Gusto, Rippling, Deel, Meow, Causal, Runway, Bill.com, Central, MyRunwayHealth, and Joiin. Puzzle says integrations are read-only, data is encrypted using AES 256-bit encryption, and customers own their data. The company also states it is SOC 2 compliant, with role-based access, encryption in transit and at rest, and audit traceability for user activity and approvals. Puzzle is designed for startups and small and medium businesses, with services described as scaling from pre-seed to Series B. Customers can buy software alone or pair it with bookkeeping services. Starter costs $30 a month; there is no free plan, and a 14-day trial is listed.