Quicko vs Steuerbot

Quicko provides tools to file income tax returns, plan taxes, and track investments, with access on the web, iOS, and Android. Its tax features include an income tax return workflow, regime analyzer, advance tax calculator, and tax loss harvesting. Users can connect broker accounts, including Zerodha, Upstox, Groww, Angel One, Dhan, and 5paisa, to import investment data, view a portfolio, and track or share Tax P&L. For traders, Quicko classifies income as short-term, long-term, intraday, or F&O and automatically sets off and carries forward losses. It serves salaried individuals, investors and traders, freelancers and proprietors, NRIs, and solopreneurs, and offers matched tax experts to help prepare taxes. The Basic plan is free always and covers total income up to ₹12 lakh with one app connection. Essential costs ₹999 a month, billed as a one-time Single Pass, with a ₹24 lakh income limit and three app connections. Elite costs ₹1,499 a month, also billed as a one-time Single Pass, with unlimited total income and app connections.

Steuerbot guides people through preparing and digitally submitting an income tax return to the tax office. Its chat asks straightforward questions and offers added explanations when needed. A prefilled return transfers important tax data into the case for the user to review and confirm. Refund calculation is always free; submitting the return costs €39.99, paid once. A pay-later option has an individual offer, with fees due after the tax refund arrives. Steuerbot supports investment and rental income, but does not support income from self-employment, commercial operations, or agriculture and forestry. It names employees, civil servants, pensioners, and trainees as users for tax returns, and students and school-based trainees for loss carryforwards. The service is available through browser, iOS, Android, Mac, and Windows. Users can contact support in the app; the maker says trained tax experts respond within 24 hours. Steuerbot says it follows GDPR requirements, transfers data over encrypted HTTPS/SSL connections, and submits tax data through the official ELSTER interface. It says its servers are in Germany and that it retains data for five years after submission for tax office queries.