Railsr vs Solaris
Railsr
railsr.com
Solaris
solarisgroup.comSide by side
| Figure | Railsr | Solaris |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| API | Yes | Yes |
| Plans published | 6 | 0 |
| Spec score · Banking-as-a-Service Platforms | 8.2 (#5) | 7.0 (#27) |
| API integration | Railsr positions its APIs as a way to place financial capabilities inside a brand's digital experience while Railsr remains behind the scenes. | Solaris offers modular REST APIs organized by product domain, so teams can integrate the endpoints they need for accounts, cards, and lending. |
| Cards | Railsr offers debit, prepaid, credit and virtual card capabilities, including card production, processing, lifecycle controls and mobile-wallet support. | Partners can issue and manage physical or virtual debit, prepaid and credit cards. |
| Founded | 2016 | 2016 |
| Headquarters | The 2023 sale announcement says Railsr would remain headquartered in London's City. | Berlin, Germany |
| Integrations | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. |
| Product | Railsr describes itself as a global embedded finance platform for banking, wallets and cards. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services in their own products. |
| Sandbox | The Play Sandbox API uses fake money and is intended for writing code against a functional Railsr platform. | Solaris provides a functional sandbox environment for development and integration testing before production. |
| Support | Existing customers are directed to log in to a service portal to raise support tickets. | Solaris says dedicated onboarding teams, integration consultants and project managers accompany partner projects from day one. |
| What it does | Railsr provides embedded-finance infrastructure that companies integrate into their own customer journeys. | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services into their products. |
| Who it serves | Railsr describes the platform as intended for companies including fintechs, sports clubs, retailers and brands. | Solaris says it works with big tech companies, fintechs and startups, corporates, and banks and finance businesses. |
Plans
Railsr
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
In their own words
Railsr
Railsr is an embedded finance platform for companies adding financial services to digital products. Its capabilities include wallets and accounts, debit, prepaid, credit and virtual cards, money transfers and reward programmes. Railsr says its APIs place these services within a brand’s digital journey, with the platform operating behind the scenes. It packages close to 100 integrations under a single API and commercial agreement. Developers can use the Play Sandbox API, a functional coding environment that uses fake money. The platform is offered through API and web and lists fintechs, sports clubs, retailers and brands among its intended customers. A free plan and trial are listed, while other pricing is available on request. For regulated services, customers contract with PayrNet, Railsr’s wholly owned subsidiary; Railsr provides technology services. Railsr says new agents or distributors cannot be onboarded without prior written FCA consent.