Railsr vs Treasury Prime
Railsr
railsr.com
Treasury Prime
treasuryprime.comSide by side
| Figure | Railsr | Treasury Prime |
|---|---|---|
| Price from | Free | — |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Plans published | 6 | 1 |
| Spec score · Banking-as-a-Service Platforms | 8.2 (#5) | 6.8 (#30) |
| Cards | Railsr offers debit, prepaid, credit and virtual card capabilities, including card production, processing, lifecycle controls and mobile-wallet support. | The platform supports branded card programs with virtual and physical cards, digital wallets, and card controls. |
| Founded | 2016 | 2017 |
| Headquarters | The 2023 sale announcement says Railsr would remain headquartered in London's City. | A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco. |
| Integrations | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. | Treasury Prime lists prebuilt integrations with KYC and monitoring providers including Alloy, Middesk, Sardine, and Unit21. |
| Product | Railsr describes itself as a global embedded finance platform for banking, wallets and cards. | Treasury Prime provides embedded banking infrastructure that connects fintechs and banks through a unified API. |
| Support | Existing customers are directed to log in to a service portal to raise support tickets. | The company says its team provides hands-on support and expertise to help customers execute and launch their products. |
Plans
Railsr
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
In their own words
Railsr
Railsr is an embedded finance platform for companies adding financial services to digital products. Its capabilities include wallets and accounts, debit, prepaid, credit and virtual cards, money transfers and reward programmes. Railsr says its APIs place these services within a brand’s digital journey, with the platform operating behind the scenes. It packages close to 100 integrations under a single API and commercial agreement. Developers can use the Play Sandbox API, a functional coding environment that uses fake money. The platform is offered through API and web and lists fintechs, sports clubs, retailers and brands among its intended customers. A free plan and trial are listed, while other pricing is available on request. For regulated services, customers contract with PayrNet, Railsr’s wholly owned subsidiary; Railsr provides technology services. Railsr says new agents or distributors cannot be onboarded without prior written FCA consent.
Treasury Prime
Treasury Prime has no write-up on Specifiction yet; its figures are above.