Ramp AP vs Rillion

Ramp AP handles invoice capture, approval routing, and vendor payments through an accounts payable workflow. Ramp says its OCR captures invoice details and line items with 99% accuracy. Bills can be routed to configured approvers, and administrators can control who views, approves, or pays them while maintaining separation of duty. Payment options include ACH, same-day ACH, card, check, domestic wire, and international wire. The free Bill Pay tier includes core features without a monthly software fee, but payment charges vary: standard ACH costs $0.59, checks $1.99, same-day ACH $10, domestic wires $15, and SWIFT USD wires $20. Ramp Plus is listed at $15 a month, plus a platform fee based on team size, and offers a free 30-day trial. Ramp AP can operate without Ramp corporate cards or expense management, and vendors need no Ramp account to receive payment. It connects with named accounting tools including QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, and Microsoft Dynamics 365 Business Central. Access is listed for web, Android, iOS, API, and extension; Ramp says it has no native Mac or Windows desktop app.

Rillion automates accounts payable, from invoice capture and coding through purchase-order matching, approvals, and payments. It supports multi-entity operations and offers mobile approval, with approvals also available from desktop. Dashboards and reporting are available; AP Analytics and Industry Benchmark are included in Professional and Premium. Rillion lists integrations for Microsoft Dynamics 365 Finance, Business Central, Oracle NetSuite, Sage X3, Sage Intacct, SAP Business One, Dynamics AX and GP, and ServiceTitan. Essential, Professional, and Premium each list unlimited users, approvers, and entities. Pricing is on request, and there is no free plan. Payments are listed as US-only. AI-native invoice capture, PO matching, requisitions and budget management, and document management are add-ons across the plans. Support is included in all three plans, while Professional and Premium also include a Customer Success Manager. Rillion says it encrypts data in transit and at rest, scans applications for vulnerabilities, and conducts regular independent penetration tests. Its trust center lists SOC 1 and SOC 2 examinations for Rillion Prime in the US and EMEA and says all Rillion entities comply with GDPR and CCPA.