Ramp AP vs Stampli
Ramp AP
ramp.com
Stampli
stampli.comSide by side
| Figure | Ramp AP | Stampli |
|---|---|---|
| Price from | $15/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | — |
| Plans published | 3 | 1 |
| Spec score · Accounts Payable Software | 9.5 (#1) | 8.0 (#25) |
| Accounting integrations | Bill Pay syncs with 10 ERPs, including NetSuite, Sage Intacct, and QuickBooks. | 13 |
| Approval workflows | Yes | Yes |
| Free plan | Yes | No |
| Integrations | Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools. | Stampli says it has pre-built integrations with more than 70 ERPs and offers API, bridge, and file integrations. |
| Invoice capture | Ramp’s OCR captures invoice details with 99% accuracy. | ai |
| Multi-entity support | Yes | Yes |
| Payment execution | Yes | Yes |
| PO matching | Yes | Yes |
| Security and compliance | Ramp’s Trust Center lists CCPA, ISO/IEC 27001, PCI DSS, SOC 1, SOC 2, FedRAMP Moderate, GovRAMP, and TX-RAMP. | Stampli says it undergoes SOC 1, 2, and 3 certification and annual reviews and is PCI DSS compliant (SAQ-D Attestation of Compliance). |
| Support | The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise. | Stampli says its support team is available from 9AM to 8PM EST, has an average response time under 60 seconds, and includes AP and ERP experts. |
| What it does | Ramp Bill Pay processes invoices, manages approvals, and pays vendors through an AI-powered accounts payable workflow. | Stampli is an AI-powered Procure-to-Pay platform for finance teams spanning procurement, accounts payable, vendor management, payments, and card workflows. |
Plans
In their own words
Ramp AP
Ramp AP handles invoice capture, approval routing, and vendor payments through an accounts payable workflow. Ramp says its OCR captures invoice details and line items with 99% accuracy. Bills can be routed to configured approvers, and administrators can control who views, approves, or pays them while maintaining separation of duty. Payment options include ACH, same-day ACH, card, check, domestic wire, and international wire. The free Bill Pay tier includes core features without a monthly software fee, but payment charges vary: standard ACH costs $0.59, checks $1.99, same-day ACH $10, domestic wires $15, and SWIFT USD wires $20. Ramp Plus is listed at $15 a month, plus a platform fee based on team size, and offers a free 30-day trial. Ramp AP can operate without Ramp corporate cards or expense management, and vendors need no Ramp account to receive payment. It connects with named accounting tools including QuickBooks Online, Xero, NetSuite, Sage Intacct, Acumatica, and Microsoft Dynamics 365 Business Central. Access is listed for web, Android, iOS, API, and extension; Ramp says it has no native Mac or Windows desktop app.