Reconciler vs SettlePair
Reconciler
reconciler.coSettlePair
settlepair.comSide by side
| Figure | Reconciler | SettlePair |
|---|---|---|
| Price from | $2.42/mo | Free |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| Plans published | 4 | 1 |
| Spec score · Payment Reconciliation Software | 7.1 (#19) | 7.9 (#8) |
| Matching | It matches transactions using amount, date, memo, and processor references. | Its matching is deterministic and rule-based, with visible evidence behind each score; it does not use AI. |
| Purpose | Reconciler matches transactions across bank and card statements, payment processors, and ledgers, flags discrepancies, and explains each match. | SettlePair matches bank deposits to invoices using CSV exports and leaves match decisions to the user. |
| Support | Scale includes priority support, while Enterprise includes guided onboarding. | Support is provided by email and is best-effort without a guaranteed response time or service-level commitment. |
Plans
Reconciler
- Starter$29 a year
- Growth$89 a year
- Scale$239 a year
- Enterprise$599 a year
In their own words
Reconciler
Reconciler has no write-up on Specifiction yet; its figures are above.
SettlePair
SettlePair is a free browser tool that matches bank deposits to invoices from CSV exports. Its deterministic, rule-based scoring shows the evidence behind each result and leaves the final match decision to the user; it does not use AI. Payment exceptions can be handled by allocating partial payments, splitting one deposit across invoices or applying several deposits to one invoice. After review, users export a file named settlepair-reconciliation.csv. Invoice and bank files are parsed in the browser and never uploaded. An account for personal files stores an email address only. Payer rules and opted-in saved sessions stay on the user’s device, with saved sessions expiring after 30 days. SettlePair does not connect to banks or accounting systems, so users import CSV exports and record reviewed results themselves. It supports current desktop Chrome, Edge, Firefox and Safari, plus the same browser engines on mobile. Very large files depend on available device memory. The product targets small businesses, bookkeepers and accounts-receivable teams. Its beta plan costs nothing, with no subscription tiers or usage limits.