Recurv vs ResidentIQ Utility Billing

Recurv automates payment collection for South African businesses, from customer authorisation and scheduling through retries and reconciliation. It supports once-off, fixed-term, ongoing, ad hoc, and variable-amount collections through cards and EFT debit orders, with retry logic for both. Customers can approve collections through links sent by email, SMS, WhatsApp, or QR code, or through an embedded website experience. Recurv matches collection outcomes and provides real-time insights, reports, dashboards, and mandate monitoring. Its REST API and real-time webhooks are intended to connect with accounting packages, ERPs, CRMs, membership platforms, and custom applications. API access is granted per account, with sandbox keys, reference material, and a solutions engineer listed for integration work. Recurv describes its South African EFT debit-order rails as SARB-compliant and itself as PCI DSS Level 1 compliant. Pricing is set at sign-up and provided on a demo call; the site describes a fixed monthly platform fee plus a per-debit fee but gives no amounts. Recurv is operated by Clickmoddev (Pty) Ltd in South Africa.

ResidentIQ Utility Billing handles utility billing for multifamily properties, combining resident charges and fees into a single monthly bill. Bills can be full-page, postcard or electronic, and residents can pay online through their existing rent payment portal. The service imports utility invoices, scans and verifies them, then schedules payment for each property. It supports submeter installation and existing systems nationally, with readings stored and validated. Using move-in and move-out data from property management software, it can calculate RUBS or read submeters and post amounts to resident ledgers. Vacant Unit Cost Recovery matches charges to occupancy dates so residents are billed for fees incurred while they occupied a unit. Billing fees and methods are audited initially for compliance, and properties receive annual reviews for regulatory changes. Portfolio charts and graphics support performance comparisons, with data export to an external tool of the customer's choice. The web service is powered by AMS Billing and integrates with major property management systems, which the product page does not name. Pricing is on request; prospective customers can schedule a demo.