Revolut Business vs Viva.com
Revolut Business
revolut.comViva.com
viva.comSide by side
| Figure | Revolut Business | Viva.com |
|---|---|---|
| Price from | £10/mo | £3.99/mo |
| Free plan | — | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 9 | 8 |
| Spec score · Mobile Credit Card Processing Software | 8.7 (#3) | 8.6 (#4) |
| Integrations | Official integrations include Xero, FreeAgent, Zapier, Slack, Google Workspace, BambooHR, Breathe, Charlie and Zoho Books. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Plan limits | Basic has no included international transfers in its listed no-fee allowance, while Grow and Scale include 5 and 25 respectively; fees can apply outside allowances. | The pricing page lists an additional monthly charge of £1.70 per extra terminal ID or website and £0.85 per extra user. |
| Rating on Apple App Store | 4.9 out of 5 from 62K ratings | 4.7 out of 5 from 2K ratings in the UK store |
| Rating on G2 | 3.7 out of 5 from 21 reviews | 3.8 out of 5 from 2 reviews |
| Rating on Google Play | 4.7 out of 5 from 46.4K reviews | 3.3 out of 5 from 17K reviews |
| Rating on Software Advice | 4.0 out of 5 from 81 reviews | 4.5 out of 5 from 6 reviews |
| Rating on Trustpilot | 4.7 out of 5 from 474,163 reviews | 4 out of 5 from about 2,000 reviews |
| Security | Security features include biometric checks, a security control centre, 24/7 transaction monitoring, two-factor authentication for sensitive transactions, and 3D Secure. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Security controls | Revolut describes machine-learning identity checks, biometric device binding and a security control centre for device and merchant controls. | The security page describes tokenization, dynamic CVV, AI fraud detection, biometrics, encryption, hardware security modules and DDoS-protected cloud infrastructure. |
| Support | All listed plans include 24/7 English support by chat; Enterprise additionally includes an account manager. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| What it does | Revolut Business is an all-in-one business finance account for payments, multi-currency money management, cards, expenses and analytics. | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. |
Plans
Revolut Business
- Basic£10 a month
- Basic£10 a month
- Grow£30 a month
- Grow£35 a month
- Scale£90 a month
- Scale£125 a month
- Grow annual£360 a year
- Scale annual£1,080 a year
- EnterprisePriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Revolut Business
Revolut Business has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.