rotki vs Temenos Wealth Front Office

rotki is an open-source, self-hosted portfolio manager, accounting, and analytics tool focused on privacy. It runs locally on Linux, macOS, and Windows, with data stored on the user's device in a SQLCipher database encrypted using 256-bit AES. Exchange connections use read-only API keys processed locally, while blockchain access uses RPC endpoints chosen by the user. The dashboard tracks assets, liabilities, exposure percentages, and changes in net worth. rotki turns on-chain activity into readable events and generates profit-and-loss and tax reports. Listed integrations cover numerous chains, including Ethereum, Bitcoin, Avalanche, Polygon PoS, Arbitrum One, and Base, with early Solana support; the product says it detects and decodes more than 140 DeFi protocols. Premium adds graphs and analytics, advanced staking, higher event limits, decentralized-exchange accounting, and DeFi historical profit-and-loss reporting. It also allows encrypted database backup and synchronization across devices. The Free and Starter plans include up to 1,000 recent events and 10 notes; Starter lists no ETH staking. Supporter is €9 a month, Basic is €25 a month, and Advanced is €45 a month.

Temenos Wealth Front Office is a portfolio management system for advisors and portfolio managers. It brings together client profiling, portfolio modeling, performance reporting, risk analysis and compliance, with coverage for cash, equities, fixed income, derivatives and structured products. Advisors can build tailored asset allocations and model portfolios for advisory or discretionary services. The system supports complex, multi-layered rebalancing and execution-mode client relationships, and automates investments, order generation and compliance checks while allowing human involvement in relationship optimization. Dashboards and alerts surface actions for portfolio and relationship managers. Ready-to-use workflows can be altered and extended to meet an institution’s needs. Open APIs, pre-integrated services and adaptors support connections with Temenos products, bank applications and fintech solutions. Deployment options include SaaS, multiple clouds and on-premise. The product is described as serving clients from ultra-high-net-worth individuals to mass affluent segments across geographies. Pricing is paid and available on request, with a tailored cost model described.