Sanchay Treasury OS vs titanTreasury

Sanchay Treasury OS brings investment holdings, cash, borrowings, risk, and policy into a workspace for Indian enterprises and family offices. It tracks valuations, accruals, and returns across eight investment asset classes, with entity-level and authorized consolidated views. Users can review XIRR across instruments, asset classes, and entities, based on dated investment cashflows and available valuations. Cash balances, expected investment flows, and borrowing obligations are presented for planning; available live stock quotes can be refreshed for monitoring, separately from official recorded valuations.

Supported imports include CAMS AIF statement PDFs, a PMS holdings CSV template, and certified ERP Party Ledger and SAP Confirmation of Accounts layouts. SAP or Tally export layouts need compatibility review with the company. Organizations manage users, roles, and entity assignments. Maker-checker workflows support review of governed actions, with approval history and recorded details such as user, entity, and timestamp where available. Enterprise SSO, AI/ML-assisted analysis, and broader family-office investment coverage are listed as planned capabilities. Pricing is available by requesting a demo; access is through an organization workspace, with an Android app also linked.

titanTreasury is a treasury and financial risk management solution for corporate, real estate, and institutional finance departments. It manages cash, debt, investments, hedging derivatives, real estate, commodities, and IFRS accounting, with transaction and reconciliation coverage alongside analysis across currencies, interest rates, and commodities. Teams can prepare forecasts and scenarios, stress-test interest rates and foreign exchange, compare strategies, and use valuation, budget, market-risk, VaR, and CFaR analysis. Its integrated reporting module offers 30 reporting classes per function and business, with unlimited creation. The product has interfaces and APIs with more than 50 systems, including ERP, payment, accounting, cash management, trading, and market data systems. The web edition provides APIs and web services, plus an Excel add-in for connected reporting. Deployment options are on-premise, ASP, and full web in private SaaS; listed platforms are self-hosted, web, and Windows. The maker lists security controls including permissions, four-eye validation, encryption, audit trails, and multi-factor authentication. Pricing is on request.