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SPECIFICTION
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Satispay vs Wise

Satispay

satispay.com

Wise

wise.com

Side by side

FigureSatispayWise
Price from€3.33/moFree
Free planYesYes
Free trial——
Open source——
WebYesYes
WindowsYes—
macOSYes—
iOSYesYes
AndroidYesYes
APIYes—
Plans published51
Spec score · Money Transfer Apps9.2 (#1)8.9 (#5)
Upfront fee displayYesYes
FoundedLinkedIn lists 2013 as the founding year.2011
Free planYesYes
HeadquartersLuxembourg, LuxembourgLondon, United Kingdom
Mobile platformsbothThe Wise app is available for iOS through the Apple App Store and for Android through Google Play.
Recipient methodsbankbank
Scheduled transfersYesYes
Transfer speedinstantOn many popular routes, transfers can arrive within one day, the same day, or instantly.
Transfer trackingYesThe app shows the list and current status of transfers users have set up.

Plans

Satispay

  • StandardFree
  • Red€3.99 a month
  • StandardFree
  • Satispay Red€3.99 a month
  • Satispay Red€39.99 a year

Satispay pricing →

Wise

  • Wise personal account and transfersFree

Wise pricing →

In their own words

Satispay

Satispay has no write-up on Specifiction yet; its figures are above.

Visit satispay.com

Wise

Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.

Visit wise.com