SBS Core Banking Platform vs Thought Machine Vault Core
SBS Core Banking Platform
sbs-software.comThought Machine Vault Core
thoughtmachine.netSide by side
| Figure | SBS Core Banking Platform | Thought Machine Vault Core |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Core Banking Software | 7.5 (#10) | 7.5 (#11) |
| Deployment | Deployment options include public cloud, private cloud, SaaS, hybrid, and on-premise. | Vault is offered through public, private, or hybrid cloud models and described as cloud agnostic. |
| Founded | 1968 | 2014 |
| Intended customers | SBS says the platform serves retail, corporate, private, microfinance, investment, Islamic, mortgage, and savings institutions. | The company identifies global and national banks, mid-size and regional banks, fintechs, and digital banks as audiences it serves. |
Plans
SBS Core Banking Platform
- SBS Core Banking PlatformPriced on request
In their own words
SBS Core Banking Platform
SBS Core Banking Platform is a paid core banking system for institutions handling savings, deposits, lending, payments, servicing, compliance, and reporting. It manages onboarding, KYC, customer profiles, accounts, limits, signatures, and multi-currency operations. Lending workflows cover retail, corporate, microfinance, and mortgage products, including scoring, underwriting, and loan servicing. Real-time payments and card services include straight-through processing, API integrations, and lifecycle management. Banks can configure products, personalize offers, change pricing or conditions, and launch variants. SBS lists more than 250 modules and more than 250 REST APIs, plus pre-integrated partner solutions. Deployment can use public or private cloud, SaaS, hybrid, or on-premise environments. The platform includes fraud monitoring, AML, KYC, risk tools, security standards, payment interoperability, and local compliance capabilities. Banks can run new and legacy systems together while migrating incrementally. SBS says the platform serves institutions in more than 80 countries. Pricing is on request.
Thought Machine Vault Core
Thought Machine Vault Core has no write-up on Specifiction yet; its figures are above.