Settle Up vs tricount

Settle Up tracks shared expenses and IOUs, showing groups who should pay next while reducing the number of transactions needed to settle debts. It is intended for travelers, flatmates, couples, event organizers, and groups of friends. Expenses can use unequal weighted shares, multiple payers, incomes, and itemized bills. The app works offline and syncs when internet access returns. It supports all currencies with real-time exchange rates, and groups can be shared by link or QR code. Free capabilities include transaction filters and statistics, CSV export by email, read-only access, backup and synchronization, widgets, and shortcuts. Premium adds ad-free use, receipt photos, expense categories, recurring transactions, Excel export, and group colour choices. Monthly Premium costs $3.99 a month, and Yearly Premium costs $19.99 a year. Group Premium prices include $5.99, paid once for one week, $14.99 a month, and $39.99 a year. The listed platforms are Android, iOS, web, and Windows.

tricount is a free Android and iOS app for dividing shared expenses among friends, households, couples, travel groups, events, and clubs. Groups maintain a shared list showing each expense and who paid, then assign individual shares when an equal split is unsuitable. Costs can be entered in different currencies while a trip total is followed in one currency. Users can add expenses without a signal and synchronize them later, and existing Splitwise group expenses can be imported. Payment requests can be shared with people who owe money; split payments and instant transfers are supported. Linking a bunq Card can add shared purchases automatically. The free plan costs nothing, with no ads and no limits. The features page also describes optional paid travel eSIM data plans provided by bunq. bunq B.V. owns and operates tricount from Amsterdam, and support includes 24/7 live chat and email.