Skaleet Core Banking Platform vs Thought Machine Vault Core
Skaleet Core Banking Platform
skaleet.comThought Machine Vault Core
thoughtmachine.netSide by side
| Figure | Skaleet Core Banking Platform | Thought Machine Vault Core |
|---|---|---|
| Price from | — | — |
| Free plan | — | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Core Banking Software | 7.8 (#7) | 7.5 (#11) |
| Spec score · Banking Systems | 7.8 (#7) | 7.5 (#8) |
| Deployment | Skaleet describes the platform as primarily cloud-based SaaS, with on-premise delivery possible under specific conditions. | Vault is offered through public, private, or hybrid cloud models and described as cloud agnostic. |
| Founded | 2015 | 2014 |
| Headquarters | Boulogne-Billancourt, France | The company lists London as its headquarters, at 7 Herbrand St, London WC1N 1EX, United Kingdom. |
| Integrations | Skaleet says customers can use pre-integrated card processors or connect their own through a dedicated API. | Thought Machine says its ecosystem includes more than 50 platforms and innovators, including technology providers, cloud platforms, and system integrators. |
Plans
Skaleet Core Banking Platform
- Custom Skaleet Core Banking PlatformPriced on request
In their own words
Skaleet Core Banking Platform
Skaleet Core Banking Platform is a configurable core banking offering for banks, neobanks, payment service providers, and Banking-as-a-Service providers. Its modules cover accounts and cards, payments, loans and savings, customer records, process automation, and connectors. The platform supports multiple account types, multi-currency balances, and transaction recording; account products have more than 50 configuration options and pre-integrated KYC solutions. Listed payment methods include credit transfers, direct debits, checks, and debit cards. Customers can use pre-integrated card processors or connect their own through an API. Skaleet describes its architecture as modular, API-centric, and event-driven, with real-time transaction triggers. The offering includes white-label mobile and web fronts, while clients may build their own applications. Pricing is on request, with modules and features tailored to customer needs. Skaleet describes a private-cloud option using EU-based data centers and states that it is ISO 27001 certified, with 99.99% uptime since launch. Its advertised implementation window is four to six months, depending on scope and migration.
Thought Machine Vault Core
Thought Machine Vault Core has no write-up on Specifiction yet; its figures are above.