Solaris vs Swan Cards
Solaris
solarisgroup.comSwan Cards
swan.ioSide by side
| Figure | Solaris | Swan Cards |
|---|---|---|
| Price from | — | €900/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | Yes | Yes |
| Self-hosted | — | Yes |
| Plans published | 0 | 4 |
| Spec score · Banking-as-a-Service Platforms | 7.0 (#27) | 8.8 (#1) |
| Account features | Its digital banking offering includes checking, savings, wallet, multi-account, and sub-account types, plus local or virtual IBANs. | The platform offers local IBAN accounts, virtual IBANs, account funding and SEPA or international transfers. |
| Founded | 2016 | 2019 |
| Headquarters | Berlin, Germany | Paris, France |
| Integrations | Solaris lists AWS, Visa, Mastercard, finleap connect, Fourthline, AAZZUR, Ecospend, and Salesforce among its ecosystem partners. | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. |
| Product | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services in their own products. | Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products. |
| Support | Solaris says dedicated onboarding teams, integration consultants and project managers accompany partner projects from day one. | The support center covers onboarding, identifications, accounts, cards, transfers, direct debit, merchants and Tap to Pay. |
| What it does | Solaris provides a Banking-as-a-Service platform that lets businesses embed financial services into their products. | Swan lets companies embed bank accounts, cards and payments inside their own products. |
Plans
Swan Cards
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
In their own words
Swan Cards
Swan Cards provides embedded banking features—accounts, cards, and payments—for companies integrating financial services into their own products. Swan presents its platform to European software companies adding white-labeled banking. Its Mastercard debit cards come in virtual, physical, and digital formats, including single-use virtual cards. They can be added to Apple Wallet and Google Wallet for NFC payments; other digital wallets are not supported. Partners can set spending limits and payment rules based on amount, currency, merchant, city, or country. Card packages have different spending limits and FX fees: Standard, Essential, and Premium list €10,000, €40,000, and €100,000 limits, with fees of 2%, 1%, and 0%, respectively. Swan offers a GraphQL API, a ready-made web banking interface, and an open-source frontend for customization. API calls must originate from a partner’s backend, not a frontend app. The free Sandbox uses fake accounts, cards, and payments. Paid service starts at €2,990/mo.