Spendbase vs SpendVera

Spendbase gives businesses multi-currency accounts, payment cards and tools for managing team spending. Businesses can hold and move money in 12 currencies and send or receive payments through SWIFT, SEPA and Faster Payments. Virtual and physical cards can be assigned, frozen or deactivated, with controls for per-card and cardholder spending limits. Teams can submit spend requests for approval, capture receipts in the mobile app and sync transaction coding to ERP or accounting software. Spendbase lists Android, iOS and web access; its mobile apps support card management, spending tracking and 3DS transaction confirmation, while more detailed settings are on the web platform. A Free business account is free, with no monthly or per-user fee and free card issuance for eligible business customers. Pricing is also listed as available on request. Fees include 1% for currency conversion and £20 for SWIFT transfers; SEPA and SEPA Instant payments have no fee. Currency availability depends on the company’s registration location.

SpendVera is a web platform for managing subscription spending, contracts, budgets, and renewals, designed for CFO, controlling, and IT leadership. It brings subscription ownership and lifecycle timing together with budget context, spend trends, and forecasts. Renewal deadlines and contract states can be tracked by owner, while role-based access separates analysis, approval, and administration. The platform distinguishes used from unused licenses and prioritizes possible savings using spend structure, usage patterns, and contract data. Decisions, lifecycle changes, ownership transitions, and contract or spend-related updates are historically traceable for internal controls. SpendVera describes identifiable savings potential of 30% and more, but says actual results depend on baseline maturity, data quality, and execution speed; it does not guarantee fixed percentages. Teams can start through the app without a required demo. The free plan covers up to 10 subscriptions. Growth costs €29 a month and covers up to 50 subscriptions; Scale costs €149 a month and includes unlimited subscriptions.