Spendbase vs Tropic
Spendbase
spendbase.coTropic
tropicapp.ioSide by side
| Figure | Spendbase | Tropic |
|---|---|---|
| Price from | Free | $3,083/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | — | Yes |
| Plans published | 1 | 1 |
| Spec score · SaaS Spend Management Software | 8.0 (#4) | 7.6 (#6) |
| Founded | 2023 | Tropic lists 2019 as its founding year. |
| Headquarters | Lewes, Delaware, United States | New York, United States |
| Integrations | Spendbase’s integration directory lists identity providers, business apps and accounting tools including Google Workspace, Microsoft Workspace, Slack, QuickBooks, Xero and NetSuite. | Tropic offers prebuilt no-code connectors and says customers can build integrations with its public API. |
| Security | Spendbase’s Trust Center lists SOC 2 Type II, ISO 27001 and PCI DSS certifications as active or valid on its certification page. | Tropic says its SOC 2 report covers controls including data encryption and backups, business continuity and incident response, change approvals, system monitoring, and employee security training. |
| Support | The site says users can contact support through free in-app chat at any time. | Customers can contact support in-app or by email, use the help center, and receive an implementation consultant during onboarding and an ongoing account manager. |
| What it does | Spendbase offers businesses multi-currency accounts, payment cards and tools to manage team spending. | Tropic is an intelligent procurement solution that helps finance and procurement teams manage software and AI spend, negotiate purchases, and track renewals. |
| Who it serves | The site describes the product for startups and scale-ups, larger companies with distributed teams, and enterprises. | Tropic says it serves finance and procurement teams at organizations ranging from SMBs without a dedicated procurement function to enterprises with complex technology stacks. |
Plans
In their own words
Spendbase
Spendbase gives businesses multi-currency accounts, payment cards and tools for managing team spending. Businesses can hold and move money in 12 currencies and send or receive payments through SWIFT, SEPA and Faster Payments. Virtual and physical cards can be assigned, frozen or deactivated, with controls for per-card and cardholder spending limits. Teams can submit spend requests for approval, capture receipts in the mobile app and sync transaction coding to ERP or accounting software. Spendbase lists Android, iOS and web access; its mobile apps support card management, spending tracking and 3DS transaction confirmation, while more detailed settings are on the web platform. A Free business account is free, with no monthly or per-user fee and free card issuance for eligible business customers. Pricing is also listed as available on request. Fees include 1% for currency conversion and £20 for SWIFT transfers; SEPA and SEPA Instant payments have no fee. Currency availability depends on the company’s registration location.
Tropic
Tropic is a procurement solution for finance and procurement teams managing software and AI spending. It supports purchasing, supplier negotiations, renewal tracking, and policy-controlled approvals through a web platform and API. Supplier pricing benchmarks, negotiation approaches, and supplier landscape data are available from the first day without uploading contracts. After contracts are added, Tropic surfaces possible overspending, overlapping suppliers, negotiation opportunities, and contract risks. Renewal and proposal agents support workflow work; intake and orchestration are optional add-ons. The platform checks requests against policies, routes approvals, flags contract risks, and compares invoices with contract terms. Prebuilt no-code connectors are available, and customers can build integrations through the public API. Tropic says it serves organizations from SMBs without procurement staff to enterprises with complex technology stacks, charges no per-user license fee, and works exclusively for buyers. Pricing is $3,083 a month, with a free trial.