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SPECIFICTION
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Spendbase vs Zylo

Spendbase

spendbase.co

Zylo

zylo.com

Side by side

FigureSpendbaseZylo
Price fromFree—
Free planYes—
Free trial——
Open source——
WebYesYes
iOSYes—
AndroidYes—
API—Yes
Plans published13
Spec score · SaaS Spend Management Software8.0 (#4)6.6 (#13)
Spec score · SaaS Management Platforms7.8 (#9)6.6 (#20)
Founded20232016
HeadquartersLewes, Delaware, United StatesIndianapolis, Indiana, United States
IntegrationsSpendbase’s integration directory lists identity providers, business apps and accounting tools including Google Workspace, Microsoft Workspace, Slack, QuickBooks, Xero and NetSuite.Zylo lists integrations including Adobe, Airtable, Anthropic, Asana, Atlassian, Google SSO, Jira, Microsoft 365, Okta, OpenAI, Salesforce, Slack, and Workday.
SecuritySpendbase’s Trust Center lists SOC 2 Type II, ISO 27001 and PCI DSS certifications as active or valid on its certification page.Zylo's Trust Center lists SOC 2 Type 2, CCPA, CPRA, GDPR, and EU-US DPF among its compliance materials.
SupportThe site says users can contact support through free in-app chat at any time.Zylo says implementation support is included in every contract and offers ongoing managed services as an optional add-on.

Plans

Spendbase

  • Free business accountFree

Spendbase pricing →

Zylo

  • Zylo CorePriced on request
  • Zylo EnterprisePriced on request
  • Zylo PremiumPriced on request

Zylo pricing →

In their own words

Spendbase

Spendbase gives businesses multi-currency accounts, payment cards and tools for managing team spending. Businesses can hold and move money in 12 currencies and send or receive payments through SWIFT, SEPA and Faster Payments. Virtual and physical cards can be assigned, frozen or deactivated, with controls for per-card and cardholder spending limits. Teams can submit spend requests for approval, capture receipts in the mobile app and sync transaction coding to ERP or accounting software. Spendbase lists Android, iOS and web access; its mobile apps support card management, spending tracking and 3DS transaction confirmation, while more detailed settings are on the web platform. A Free business account is free, with no monthly or per-user fee and free card issuance for eligible business customers. Pricing is also listed as available on request. Fees include 1% for currency conversion and £20 for SWIFT transfers; SEPA and SEPA Instant payments have no fee. Currency availability depends on the company’s registration location.

Visit spendbase.co

Zylo

Zylo has no write-up on Specifiction yet; its figures are above.

Visit zylo.com