Splitwise vs Vipps
Splitwise
splitwise.comVipps
vipps.noSide by side
| Figure | Splitwise | Vipps |
|---|---|---|
| Price from | Free | 300 NOK/mo |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | — |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 6 |
| Spec score · Peer-to-Peer Payment Apps | 8.8 (#3) | 7.4 (#22) |
| Founded | 2011 | 2015 |
| Headquarters | Providence, Rhode Island, USA | Oslo, Norway |
| Integrations | Pro transaction import connects a credit or debit card to show recent purchases for splitting, and the site says this feature is currently available only in the US. | Vipps MobilePay provides developer guides, SDKs, APIs, and setup instructions for integrations. |
| Security | Splitwise says it uses technical and administrative security measures, including encryption techniques and authentication procedures, to protect online sessions. | Vipps advises users never to share PINs, card or account information, passwords, or other sensitive information, and says it will not ask them to update payment details through an SMS or email link. |
| Support | Splitwise lists email support and says it aims to reply to most support requests within one business day. | Vipps directs users to its help pages and offers chat support. |
| What it does | Splitwise is a Providence-based service for recording shared bills and IOUs so participants can see who owes whom. | Vipps lets users send and receive money, pay in stores and online, settle shared expenses, collect money, and pay bills. |
Plans
Splitwise
- Individual + Trip PassPrice not published
- Duo + Trip PassPrice not published
- Monthly subscriptionPrice not published
- FreeFree
- FreeFree
- Splitwise Pro monthly$4.99 a month
- Splitwise Pro annual$39.99 a year
- Splitwise ProPriced on request
Vipps
- Vipps payments for businesses: in-person1.75 NOK, paid once
- Donations1.99 NOK, paid once
- Payment links2.49 NOK, paid once
- Recurring payments2.99 NOK, paid once
- Login300 NOK a month
- Cash register integrationPriced on request
In their own words
Splitwise
Splitwise organizes shared expenses and IOUs for friends, families, housemates, and trip groups. Users can divide costs equally or unequally, including by percentage or shares, while the service calculates balances and can simplify debts among group members. It includes recurring expenses, offline mode, and cloud sync, and lists support for more than 100 currencies. Pro adds currency conversion using current foreign exchange rates, receipt scanning, itemization, charts, graphs, and expense search. Users can record cash or online payments; Splitwise Pay supports sending payments to friends in the United States. Pro transaction import connects a credit or debit card to show recent purchases for splitting, a feature currently available only in the US. Splitwise is available on Android, iOS, and the web, and offers an API for authorized third-party access. Expense details are visible to the friends or group members they are shared with. The free plan costs nothing and includes unlimited expenses, groups, friends, and balances. Splitwise says its expense and payment records are informal and not legally binding.