Square Online vs Viva.com
Square Online
squareup.comViva.com
viva.comSide by side
| Figure | Square Online | Viva.com |
|---|---|---|
| Price from | $49/mo | £3.99/mo |
| Free plan | Yes | Yes |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | — | Yes |
| Android | — | Yes |
| API | — | Yes |
| Plans published | 4 | 8 |
| Spec score · Mobile Credit Card Processing Software | 7.9 (#9) | 8.6 (#4) |
| Spec score · Payment Processing Software | 7.8 (#30) | 8.6 (#14) |
| Spec score · Mobile Payment Processing Software | 7.8 (#12) | 8.6 (#2) |
| Security | Square says it maintains PCI certification and provides end-to-end encryption for card-present payments. | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. |
| Support | Square support is available by phone, email, live chat, and social media, and the Online support center includes setup and troubleshooting resources. | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. |
| Who it serves | Square describes its platform as designed for solo entrepreneurs through large international chains, and its business categories include food and beverage, retail, beauty, and services. | Viva.com describes its services as business solutions and says it enables payment acceptance in 30 countries. |
Plans
Square Online
- Square FreeFree
- Square Plus$49 a month
- Square Premium$149 a month
- Square ProPriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Square Online
Square Online has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.