Stripe Terminal vs Viva.com
Stripe Terminal
stripe.comViva.com
viva.comSide by side
| Figure | Stripe Terminal | Viva.com |
|---|---|---|
| Price from | $2.70/mo | £3.99/mo |
| Free plan | — | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 7 | 8 |
| Spec score · Mobile Credit Card Processing Software | 7.5 (#12) | 8.6 (#4) |
| Spec score · Payment Processing Software | 7.4 (#40) | 8.6 (#14) |
| Spec score · Mobile Payment Processing Software | 7.4 (#19) | 8.6 (#2) |
| Integrations | Stripe says Terminal supports hundreds of third-party POS and commerce integrations, including supported readers and gift card flows. | Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6. |
| Payment methods | Terminal supports multiple card brands and digital wallets across 39 markets. | The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets. |
Plans
Stripe Terminal
- Standard card processingPriced on request
- Payments$2.70 a month
- Cellular$10 a month
- Stripe Reader M2$59, paid once
- Stripe Reader S700$299, paid once
- Stripe Reader S710$299, paid once
- Custom pricingPriced on request
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
In their own words
Stripe Terminal
Stripe Terminal has no write-up on Specifiction yet; its figures are above.
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.