Swan Cards vs Treasury Prime
Swan Cards
swan.io
Treasury Prime
treasuryprime.comSide by side
| Figure | Swan Cards | Treasury Prime |
|---|---|---|
| Price from | €900/mo | — |
| Free plan | Yes | — |
| Free trial | — | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | Yes |
| Self-hosted | Yes | — |
| Plans published | 4 | 1 |
| Spec score · Banking-as-a-Service Platforms | 8.8 (#1) | 6.8 (#30) |
| Founded | 2019 | 2017 |
| Headquarters | Paris, France | A Treasury Prime newsroom release datelined San Francisco identifies the company with San Francisco. |
| Integrations | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. | Treasury Prime lists prebuilt integrations with KYC and monitoring providers including Alloy, Middesk, Sardine, and Unit21. |
| Product | Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products. | Treasury Prime provides embedded banking infrastructure that connects fintechs and banks through a unified API. |
| Security | Sensitive card-related changes require consent, and Swan cards support 3-D Secure for online payments. | Treasury Prime says it is SOC 2 Type II certified and PCI compliant. |
| Support | The support center covers onboarding, identifications, accounts, cards, transfers, direct debit, merchants and Tap to Pay. | The company says its team provides hands-on support and expertise to help customers execute and launch their products. |
Plans
Swan Cards
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
In their own words
Swan Cards
Swan Cards provides embedded banking features—accounts, cards, and payments—for companies integrating financial services into their own products. Swan presents its platform to European software companies adding white-labeled banking. Its Mastercard debit cards come in virtual, physical, and digital formats, including single-use virtual cards. They can be added to Apple Wallet and Google Wallet for NFC payments; other digital wallets are not supported. Partners can set spending limits and payment rules based on amount, currency, merchant, city, or country. Card packages have different spending limits and FX fees: Standard, Essential, and Premium list €10,000, €40,000, and €100,000 limits, with fees of 2%, 1%, and 0%, respectively. Swan offers a GraphQL API, a ready-made web banking interface, and an open-source frontend for customization. API calls must originate from a partner’s backend, not a frontend app. The free Sandbox uses fake accounts, cards, and payments. Paid service starts at €2,990/mo.
Treasury Prime
Treasury Prime has no write-up on Specifiction yet; its figures are above.