Taptap Send vs Wise
Taptap Send
taptapsend.com
Wise
wise.comSide by side
| Figure | Taptap Send | Wise |
|---|---|---|
| Price from | Free | Free |
| Free plan | Yes | Yes |
| Free trial | — | — |
| Open source | — | — |
| Web | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| Plans published | 1 | 1 |
| Spec score · Money Transfer Apps | 8.6 (#15) | 8.9 (#5) |
| Spec score · Peer-to-Peer Payment Apps | 8.1 (#12) | 8.1 (#13) |
| Exchange-rate model | markup | mid_market |
| Upfront fee display | Yes | Yes |
| Founded | 2018 | 2011 |
| Mobile platforms | The App Store lists the money transfer app for iPhone, and Google Play lists the Android app. | The Wise app is available for iOS through the Apple App Store and for Android through Google Play. |
| Regulation | Taptap Send says it is licensed and regulated in the jurisdictions listed on its licenses page, last updated 14 July 2026. | Wise states it is authorised by the UK Financial Conduct Authority for issuing electronic money and works with a local bank partner to offer inward remittance service to India with RBI approval. |
| Regulatory status | The company says it is regulated and authorised to conduct money transmission in multiple countries; its US payments entity is licensed in New York and Massachusetts. | Wise says it is licensed in most states and regulated by authorities worldwide. |
| Scheduled transfers | Yes | Yes |
| Security | Taptap Send says it uses bank-level security and encryption technology to protect payments and data. | Wise says it safeguards customer money separately from its own and uses two-step authentication to protect accounts and transactions. |
| Support | The company directs customers to contact its support team through the app. | Wise says its customer support is available by email, live chat, and phone, 24/7 in English and in 14 other languages. |
| Transfer speed | instant | On many popular routes, transfers can arrive within one day, the same day, or instantly. |
| Transfer tracking | Yes | The app shows the list and current status of transfers users have set up. |
Plans
In their own words
Taptap Send
Taptap Send is a mobile app for sending money to friends and family in Africa, Asia, the Caribbean, and Latin America. It is aimed at people sending money to family and communities abroad, with service available in the UK, US, Canada, Australia, UAE, and across the EU. Depending on the route, recipients can receive funds by bank transfer, mobile money, cash pickup, or home delivery. Transfers are listed as instant, and the app lets users track transfers and schedule them. Before confirming, senders can see the exchange rate, any fee, and the amount due to the recipient. Charges vary by route, amount, and delivery method, and an exchange-rate margin may apply. There is no subscription price stated; transfer fees depend on the transfer. The app is available on Android and iOS. Sending limits depend on verification level and may also be set by destination providers. For UK users seeking higher limits, verification requires a photo ID and selfie. The company says it uses encryption and is regulated in multiple jurisdictions.
Wise
Wise is a money app for sending money, receiving payments from abroad, checking exchange rates, paying bills, and sending money to loved ones. It sends to bank accounts in over 140 countries; delivery on many popular routes is within a day, the same day, or instant. Wise says it uses the mid-market exchange rate and displays fees before payment. Signing up is free, with no subscription; sending and conversion fees vary by currency and start from 0.33%. Sending to another Wise account has no sending fee, though conversion fees may still apply. Transfers can be funded with Apple Pay, Google Pay, cards, or bank transfer. Users can track and schedule transfers, repeat previous transfers, and receive live exchange-rate notifications. Wise says it safeguards customer money separately from its own and uses two-factor authentication to protect accounts and transactions. Photo ID may be required for some currencies or large transfers. The app is available on Android, iOS, and web.