Very Good Security vs Worldpay eProtect

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Worldpay eProtect handles card-not-present payments by replacing card details with a low-value Registration ID, which Worldpay can exchange for an OmniToken during authorization, a sale, or token registration. The cloud service is available through an iFrame, the JavaScript Customer Browser API, or a Mobile API, with platforms listed as Android, iOS, web, and API. Worldpay says card data does not pass through the merchant’s web server and that eProtect reduces applicable PCI controls. The iFrame hosts card number, expiration, and CVV2 fields in Worldpay’s PCI-compliant environment; JavaScript validates and encrypts the account number before sending it to Worldpay. The resulting token may support card-on-file payments, returns, and recurring billing. The guide covers Apple Pay, Apple Pay on the Web, Google Pay, and Visa Checkout. Before production use, an organization must be enabled and certified to process OmniTokens, obtain a PayPage ID, and complete certification testing. The token exchange does not check CVV or AVS and does not validate expiration dates. Pricing is on request.