Viva.com vs Zeller
Viva.com
viva.com
Zeller
myzeller.comSide by side
| Figure | Viva.com | Zeller |
|---|---|---|
| Price from | £3.99/mo | £1.30/mo |
| Free plan | Yes | Yes |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| macOS | — | Yes |
| iOS | Yes | Yes |
| Android | Yes | Yes |
| API | Yes | Yes |
| Plans published | 8 | 11 |
| Spec score · Mobile Payment Processing Software | 8.6 (#2) | 8.6 (#3) |
| Spec score · Mobile Credit Card Processing Software | 8.6 (#4) | 8.6 (#5) |
| Company profile | LinkedIn lists Viva.com as founded in 2010, headquartered in Marousi, Attica, and employing 1,001–5,000 people. | LinkedIn lists Zeller as privately held, founded in 2020, headquartered in Melbourne and employing 201–500 people. |
| Rating on Apple App Store | 4.7 out of 5 from 2K ratings in the UK store | 4.8 out of 5 from 1.1K ratings |
| Rating on G2 | 3.8 out of 5 from 2 reviews | 4.4 out of 5 from 10 reviews |
| Rating on GetApp | 4.0 out of 5 from 7 reviews | 4.7 out of 5 from 12 reviews |
| Rating on Trustpilot | 4 out of 5 from about 2,000 reviews | 4.1 out of 5 from 345 reviews |
| Security | Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure. | Zeller states that payments use encryption, PCI DSS controls, security assessments, staff training and recurring compliance audits. |
| Support | The UK pricing page lists free digital AI-agent chat, £3.99 Standard digital or human-agent chat, and £15.99 Premium chat, call, or video appointments per month. | Zeller advertises 24/7 support by phone, email and SMS with articles covering payments, accounts, terminals, integrations, reports, disputes and POS. |
| What it does | Viva.com provides business payment acceptance, accounts, card issuing and financing across European markets. | Zeller combines card acceptance, invoicing, business accounts, debit/expense cards and financial reporting for businesses. |
Plans
Viva.com
- ZeroFree
- Default£3.99 a month
- Omnichannel Default£3.99 a month
- Omnichannel Standard£10.99 a month
- Standard£10.99 a month
- Omnichannel Premium£15.99 a month
- Premium£15.99 a month
- Omnichannel ZeroPrice not published
Zeller
- Zeller Business AccountFree
- Zeller Business Account, app, and dashboardFree
- Zeller Debit CardFree
- Zeller POSFree
- In-person payments£1.30 a month
- MOTO payments£1.50 a month
- Online invoice payments£1.50 a month
- Virtual terminal£1.50 a month
- Expense cards£5 a month
- Zeller Expense Cards£5 a month
In their own words
Viva.com
Viva.com is a business payments and financial-services platform covering in-person, online, remote and marketplace transactions. Its Terminal app turns supported Android and iOS devices into contactless payment points. Smart Checkout handles more than 40 payment methods, including cards, digital wallets, local methods and direct debit, with saved cards, multicurrency payments and decline recovery. Businesses without an online store can request payment by email, use a virtual terminal or share Quick Pay links. Plugins are available for Shopify, WooCommerce, PrestaShop, OpenCart, Magento and Shopware 6. The developer portal documents Basic Auth, OAuth 2.0, testing environments, responses and error debugging. Viva.com lists recurring and marketplace payments, eight supported currencies and payment acceptance in 30 countries. It offers Android, iOS, web and API access. UK plans start at £3.99/mo, with Omnichannel Default, Standard and Premium plans providing different limits for terminals, websites, transfers and users. The service lists PCI DSS Level 1 status, SCA/3DS support and machine-learning fraud protection.
Zeller
Zeller combines business payments, accounts, cards, invoicing, and financial reporting in a platform for businesses. Its POS includes item and inventory management, receipt and kitchen docket printing, discounts, refunds, and real-time sales reporting. Businesses can create and send unlimited online invoices without a monthly subscription fee, or use a browser-based virtual terminal to key in card payments and create free payment links. Listed in-person rates are 1.3% for Visa and Mastercard and 1.99% for other cards. The POS software and Business Account, app, and dashboard are each listed at free; POS use requires a Zeller Terminal and transaction fees apply. Zeller also lists Expense Cards at £5 a month (first card free) and a terminal at £99, paid once, excluding VAT. Kitchen display, tabs, table mapping, inventory tracking, and complex order routing are marked as coming soon. The service is available on Android, iOS, and web, with 24/7 phone, email, and SMS support.