Wave vs ZarMoney
Wave
waveapps.comZarMoney
zarmoney.comSide by side
| Figure | Wave | ZarMoney |
|---|---|---|
| Price from | $6/mo | $20/mo |
| Free plan | Yes | — |
| Free trial | Yes | — |
| Open source | — | — |
| Web | Yes | Yes |
| iOS | Yes | — |
| Android | Yes | — |
| API | Yes | — |
| Plans published | 10 | 2 |
| Spec score · Bookkeeping Software | 9.3 (#4) | 6.9 (#64) |
| Spec score · Accounting & Finance Software | 8.6 (#10) | 6.6 (#24) |
| Spec score · Bookkeeper Software | 8.6 (#12) | 6.6 (#26) |
| Bank feeds | Pro supports read-only bank and credit-card connections with automatic transaction import, merging and categorization. | Yes |
| Free plan | Yes | No |
| Headquarters | Toronto, Ontario, Canada | Los Angeles, California, United States |
| Paid from | 19 | 20 |
Plans
Wave
- StarterFree
- Pro$19 a month
- StarterFree
- Receipts$8 a month
- Pro$19 a month
- Pro Plan$19 a month
- Receipts$72 a year
- Wave Advisors$149 a month
- Pro$190 a year
- Pro Plan$190 a year
In their own words
Wave
Wave's invoicing software helps businesses create and send invoices, receive payments, and manage customer information. Invoice templates can be customized with a logo and brand colors using drag-and-drop editing. It supports recurring invoices and automatic credit card payments for repeat customers. Customers can pay by credit card, bank payment (ACH/EFT), or Apple Pay, and invoice and payment information connects to Wave's accounting feature. The free Starter plan costs nothing and includes unlimited estimates, invoices, bills, and bookkeeping records; online payments have transaction fees. Pro costs $19 a month and adds automatic bank transaction import, transaction merging and categorization, receipt capture, expense tracking, and late-payment reminders. Wave lists integrations including Amazon, eBay, Capsule, and Etsy, with workflows through Make. Connecting or maintaining Partner integrations and Make requires Pro or a Wave Advisors bookkeeping subscription; third-party API connections also require an active Pro or Wave Advisors package. Wave says it is not HIPAA-compliant and does not support healthcare-related businesses.