Xero Bills vs Zoho Books

Xero Bills is a paid accounting product with mobile apps for Android and iOS. Listed functions include bank feeds, automated reconciliation, invoice creation, receipt capture, inventory tracking and accountant access. The Early plan costs $25 a month and includes 20 invoices and 5 bills. Growing costs $55 a month and includes a 60-day cash-flow forecast. Established costs $90 a month and includes a 180-day cash-flow forecast. Each subscription auto-renews monthly. There is no free plan. The product is associated with Xero Bills, headquartered in Melbourne, Australia, and the maker was founded in 2006. These plan details state the included invoice and bill allowance on Early and the forecast periods on the two higher plans. Mobile availability is listed for both iOS and Android.

Zoho Books is an accounting service for invoices, bills, banking, inventory, expenses, projects, reporting, and online payments. It includes bank feeds, automated reconciliation, receipt capture, and accountant access, with dedicated iOS and Android apps. Inventory tools cover stock tracking, reorder alerts, warehouses, serial numbers, batch tracking, and bin locations. It supports foreign transactions with exchange rates applied in real time, and changes sync across devices with automatic cloud backup. Transactions use two-factor authentication and SSL encryption; Zoho Books does not store credit card information. The free plan includes one user and one accountant, allows five scheduled reports, and remains available indefinitely while annual revenue is at or below $50K. Standard costs $15 a month with annual billing. A 14-day free trial is available. Subscriptions are pay-as-you-go without a contract commitment and can be cancelled. Support hours are Monday to Friday, 9 am to 9 pm ET, with channels varying by plan.