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1040.com

1040.com

From $34.99/mo Free plan Web
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Spec score 9.1 #1 of 36 in Tax Preparation Software

What it is

1040.com is a web-based service for preparing and electronically filing federal and state income-tax returns. Its guided process asks questions, identifies qualifying credits and deductions, and offers form search for users who want to go directly to forms. Listed filing coverage includes W-2 income, dependents, HSA, charitable donations, home ownership, education, Social Security, retirement, unemployment, investments, stock or crypto sales, rental properties, self-employment and small business. Users can prepare and preview a completed return for free, then pay before submitting it. The listed 1040.com tax filing price is $34.99 as a one-time purchase, with federal and state returns included; most state-return information is filled from the federal return. Users meeting IRS Free File Alliance requirements may be able to file both returns for free. The service says it transmits returns to applicable tax authorities and identifies itself as an IRS-authorized e-file provider. Access is web-based, including mobile access. It is intended for individuals preparing their own returns, limits returns filed from one computer, and does not import tax data from another website or account.

Spec sheet

Product
1040.com is an online service for preparing and electronically filing federal and state income-tax returns.Read 28 Sep 2026 · 1040.com
Free plan
YesRead 20 Sep 2026 · 1040.com
Paid from
34.99Read 20 Sep 2026 · 1040.com
Security
The service says data transferred between a user’s computer and its server is protected with industry-standard encryption and that its privacy practices are TRUSTe-certified.Read 28 Sep 2026 · kb.1040.com
Support
The pricing page includes email and chat support, and the terms also describe web-chat, email, fax, and phone support methods.Read 28 Sep 2026 · 1040.com
Headquarters
Franklin, North Carolina, United StatesRead 28 Sep 2026 · 1040.com
Founded
1977Read 28 Sep 2026 · 1040.com
Account protection
Accounts use security questions and can enable two-factor authentication through the Security Center.Read 28 Sep 2026 · kb.1040.com
Audit support
YesRead 20 Sep 2026 · 1040.com
Data import
Users cannot import tax data from another website or account and must manually enter required information.Read 28 Sep 2026 · kb.1040.com
Filing coverage
The service lists support for W-2 income, dependents, HSA, charitable donations, home ownership, education, Social Security, retirement, unemployment, investments, stock or crypto sales, rental properties, self-employment, and small business.Read 28 Sep 2026 · 1040.com
Free filing eligibility
Users who meet IRS Free File Alliance requirements may be able to file both federal and state returns for free.Read 28 Sep 2026 · kb.1040.com
Free preview
Users can prepare and preview a completed return for free and pay only before submitting it.Read 28 Sep 2026 · 1040.com
Geographic availability
Access is currently limited to customers located in the United States, and the terms require users to reside in the United States or its territories or possessions.Read 28 Sep 2026 · 1040.com
Guided filing
Its walkthrough technology asks questions, identifies qualifying credits and deductions, and lets users jump directly to forms through form search.Read 28 Sep 2026 · 1040.com
Integrations and add-ons
Optional services include E-collect for paying from a refund and Protection Plus audit assistance.Read 28 Sep 2026 · 1040.com
Investment income
YesRead 20 Sep 2026 · 1040.com
IRS e-file
1040.com electronically transmits returns to applicable federal and state taxing authorities and identifies itself as an IRS-authorized e-file provider.Read 28 Sep 2026 · 1040.com
Mobile access
web_and_mobileRead 20 Sep 2026 · 1040.com
Privacy compliance
Drake Software says it is subject to the Gramm-Leach-Bliley Act and maintains administrative, technical, and physical safeguards for personal information.Read 28 Sep 2026 · 1040.com
Rental income
YesRead 20 Sep 2026 · 1040.com
Self-employment support
YesRead 20 Sep 2026 · 1040.com
State filing
includedRead 20 Sep 2026 · 1040.com
State returns
State returns are included in the flat-rate price and most state-return information is filled from the federal return.Read 28 Sep 2026 · kb.1040.com
Usage limit
1040.com is intended for individual taxpayers preparing their own returns and limits the number of returns filed from one computer.Read 28 Sep 2026 · kb.1040.com

Plans and prices

1040.com $34.99 a month One flat price for federal and state returns Federal and state returns included · Schedule C self-employment filing included · Free return preview before payment · Email and chat support Read 20 Sep 2026 · 1040.com
Free File Edition Free AGI $18,100-$89,000 · Active military eligibility Read 20 Sep 2026 · 1040.com
Pay with your refund (E-collect) $29.95, paid once Additional cost at checkout Optional refund-payment method Read 28 Sep 2026 · 1040.com
Audit Assistance $34.95, paid once Additional cost Optional Protection Plus product Read 28 Sep 2026 · 1040.com
1040.com tax filing $34.99, paid once Pay when you file; federal and state returns included All filing statuses · most income sources · credits and deductions · Schedule C included Read 28 Sep 2026 · 1040.com

Every 1040.com plan and price →

Strong points and limits

Strong points

  • Federal and state returns are included in the listed price.
  • Users can preview a completed return before paying.
  • Guided questions identify qualifying credits and deductions.
  • Filing coverage includes self-employment and rental income.
  • Web access includes mobile access.

Limits

  • Tax data cannot be imported from another website or account.
  • Use is limited to United States residents and locations.
  • The service limits returns filed from one computer.

Who it suits

It suits individual taxpayers in the United States who want guided preparation and electronic filing, including those with self-employment, investment or rental income. Users must be prepared to enter tax information manually.

Verdict

1040.com combines guided preparation, a free preview and federal and state filing in its listed flat price. Check eligibility for the Free File Edition and be ready to enter information manually.

Where Specifiction places it

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