10x Banking Platform

Spec sheet

What it does

A cloud-native core banking platform for financial institutions modernizing or launching banking services.Read 8 Oct 2026 · 10xbanking.com

Integrations

The platform connects to over 25 partners across areas including payments, identity and KYC, fraud, cloud, data streaming, open banking APIs and pricing.Read 8 Oct 2026 · 10xbanking.com

Security

10x says it holds ISO 27001, ISO 27017, ISO 27018 and SOC 2 Type II certifications and performs external penetration testing at least annually.Read 8 Oct 2026 · 10xbanking.com

Headquarters

London, United KingdomRead 28 Sep 2026 · 10xbanking.com

Founded

2016Read 28 Sep 2026 · 10xbanking.com

Company

10x Banking says it was founded in 2016 and is headquartered in London, with an office in Sydney.Read 8 Oct 2026 · 10xbanking.com

AI features

AI Build generates product configuration from plain English, AI Learn answers questions using real-time data, and AI Migrate automates legacy data mapping.Read 8 Oct 2026 · 10xbanking.com

AI tools

AI Build generates product configuration from a plain English description, AI Learn answers questions using real-time data, and AI Migrate automates mapping legacy banking data.Read 7 Oct 2026 · 10xbanking.com

Availability

The platform page lists 99.99% world-class uptime.Read 7 Oct 2026 · 10xbanking.com

Certifications

10x says it holds ISO 27001, ISO 27017, ISO 27018, and SOC 2 Type II certifications.Read 7 Oct 2026 · 10xbanking.com

Cloud partner

The company identifies AWS as a cloud partner supporting the platform’s cloud-native infrastructure.Read 7 Oct 2026 · 10xbanking.com

Customization

The platform supports custom business logic in multiple programming languages, including Java, JavaScript, .NET, Ruby, Python and Go.Read 8 Oct 2026 · 10xbanking.com

Evaluation terms

A platform evaluation agreement describes a two-month non-production evaluation; its statement of work says access has no fee during the initial evaluation period, while professional services may incur separately agreed fees.Read 8 Oct 2026 · 10xbanking.com

Intended customers

10x presents the platform for retail, SME, corporate, and embedded finance banking propositions, including use by banks and non-bank brands.Read 7 Oct 2026 · 10xbanking.com

Licensing

10x says it does not operate as a bank or hold a banking license itself.Read 7 Oct 2026 · 10xbanking.com

Named partners

Listed partners include AWS, ClearBank, Confluent, Form3, Marqeta, Salesforce, SunTec and Zafin.Read 8 Oct 2026 · 10xbanking.com

Pricing

The evaluation agreement says fees are set out in the relevant Statement of Work or AWS Marketplace offer; it gives no standard public price.Read 7 Oct 2026 · 10xbanking.com

Product building

The platform offers a no-code product builder and allows custom business logic through hooks written in any coding language.Read 7 Oct 2026 · 10xbanking.com

Product coverage

It supports retail, mutual, SME, corporate and commercial banking propositions.Read 8 Oct 2026 · 10xbanking.com

Product tools

ProductKit provides an SDK and APIs for building, updating and iterating on financial products.Read 8 Oct 2026 · 10xbanking.com

Real-time ledger

The platform uses a real-time ledger as a single source of truth for transactions, balances, and corrections.Read 7 Oct 2026 · 10xbanking.com

Scale

The site states the platform supports over 100 million accounts, 99.99% uptime and over 10,000 transactions per second.Read 8 Oct 2026 · 10xbanking.com

Security operations

The company describes 24/7 security monitoring and role-based access under a Zero Enduring Privilege policy.Read 8 Oct 2026 · 10xbanking.com

Security testing

The company says it continuously conducts internal penetration testing and has external independent penetration tests at least annually.Read 7 Oct 2026 · 10xbanking.com

Support and availability

The platform page states 99.99% availability and support.Read 8 Oct 2026 · 10xbanking.com

Who it serves

The company identifies banks, building societies, mutuals, specialty lenders and non-bank brands embedding financial services as users of the platform.Read 8 Oct 2026 · 10xbanking.com

Plans and prices

Every 10x Banking Platform plan and price →

Where Specifiction places it

• Core Banking Software#2 of 248.2
• Banking Systems#3 of 208.2