Tech riderRev. 1 Oct 2026
Fiserv Finxact
- 1Runs onAPI, Web
- 2CostsNot stated by the maker
- 3Deployment modelcloud
- 4Loan managementYes
- 5Real-time processingYes
- 6API accessYes
- 7Regulatory reportingYes
- 8Multi-entity supportYes
7 lines stated Written from the maker's own pages: finxact.com
Overview
Fiserv Finxact is ranked #7 of 26 in core banking software on Specifiction. It runs on API, Web.
Fiserv Finxact plans and pricing
All plansCompared on core banking software
- Deployment model
- cloudfinxact.com
- Loan management
- Yesfinxact.com
- Real-time processing
- Yesfinxact.com
- API access
- Yesfinxact.com
- Regulatory reporting
- Yesfinxact.com
- Multi-entity support
- Yesfinxact.com
Facts
- Core banking engine
- Finxact is a modern system of record and transaction processing engine agnostic to asset classes, currencies and time zones.finxact.com · 1 Oct 2026
- Architecture
- The platform uses an event-driven microservice architecture.finxact.com · 1 Oct 2026
- Temporal data
- Finxact can recreate as-of views into transactions, events or occurrences without cutoffs or offline operations.finxact.com · 1 Oct 2026
- APIs
- Modern RESTful APIs power thousands of banking functions and provide 100% CRUDL access to customer and transaction data.finxact.com · 1 Oct 2026
- Business rules
- A TypeScript domain-specific language lets product owners and business analysts create business rules for events.finxact.com · 1 Oct 2026
- Cloud deployment
- Finxact production deployments use Kubernetes on Amazon Web Services, Microsoft Azure and Google Cloud Platform clusters.finxact.com · 1 Oct 2026
- Payment rails
- Core payments include single-bank payment processing, basic ACH, check and debit card processing, with ACH, RTP and wire capabilities in Payment Rails.finxact.com · 1 Oct 2026
- Partner ecosystem
- The ecosystem page lists 21 partners, 2.8k open endpoints, seven years of collaboration and 14 current clients in production.finxact.com · 1 Oct 2026
- Security audits
- Finxact carries out annual SOC 1 Type 2 and SOC 2 Type 2 third-party audits, with documents available upon request.finxact.com · 1 Oct 2026
- Fraud and AML
- The transaction engine integrates with third-party fraud and AML tooling, and RabbitMQ event queues let external endpoints subscribe to process or database conditions.finxact.com · 1 Oct 2026
- Developer access
- Finxact.io provides a sandbox, on-demand Finxact instances, documentation, API references, a learning academy and configuration wizards.finxact.com · 1 Oct 2026
- Target users
- Finxact serves large financial institutions, fintechs and commerce brands embedding finance, and community institutions.finxact.com · 1 Oct 2026
- Cloud provider scale
- Finxact states that three public clouds are supported and all three have production clients.finxact.com · 1 Oct 2026
Company
- Founded
- 2017finxact.com · 28 Sept 2026
- Headquarters
- Jacksonville, Florida, United Statesfinxact.com · 28 Sept 2026
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Where it ranks on Specifiction
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Sources
- finxact.com/us/en/our-platform.html· checked 1 Oct 2026
- finxact.com/content/dam/finxact/whitepaper/Finxact-· checked 1 Oct 2026
- finxact.com/us/en/our-platform/finxact-payment-rail· checked 1 Oct 2026
- finxact.com/us/en/our-partner-ecosystem.html· checked 1 Oct 2026
- finxact.com/content/dam/finxact/documents/newslette· checked 1 Oct 2026
- finxact.com/us/en/· checked 1 Oct 2026
- finxact.com/us/en/become-a-partner.html· checked 1 Oct 2026
- finxact.com· checked 28 Sept 2026