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SPECIFICTION
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Mambu

mambu.com

WebAPI
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Spec score 7.1 #11 of 20 in Banking Systems

What it is

Mambu is a cloud-based core banking platform for banks, lenders, fintechs and other financial institutions. Its Mambu Core is composable and supports deposits, consumer and SME lending, buy now pay later, embedded finance, Islamic banking and payments. Mambu Payments connects partner banks and payment schemes, coordinates payment flows and manages operations through one API. Mambu Agentic links AI to core data and supports agents and workflows inside the platform. RESTful APIs, webhooks and streaming APIs connect systems, partners and services. The platform supports greenfield launches, progressive modernisation, dual-core strategies and full migration, with loan management, real-time processing, API access and regulatory reporting. Mambu states a 99.99% uptime SLA for Mambu Core. It describes SOC 1 and SOC 2 reports, an ISO/IEC 27001 information security management system and 24/7 on-call coverage for security or risk incidents. It is available through web and API access. Pricing is on request.

Spec sheet

Product
Mambu connects core banking, payments and agentic AI in an Intelligent Core for financial institutions.Read 5 Oct 2026 · mambu.com
Deployment
Mambu supports greenfield launches, progressive modernisation, dual-core strategies and full migration.Read 5 Oct 2026 · mambu.com
Integrations
Mambu offers RESTful APIs, webhooks and streaming APIs for integrating systems, partners and services and coordinating workflows.Read 5 Oct 2026 · mambu.com
Security
Mambu says it maintains SOC 1 and SOC 2 reports and an ISO/IEC 27001 information security management system.Read 5 Oct 2026 · mambu.com
Support
Mambu links customers to its documentation, release notes, community and service status resources.Read 5 Oct 2026 · mambu.com
Headquarters
Amsterdam, NetherlandsRead 28 Sep 2026 · mambu.com
Founded
2010Read 28 Sep 2026 · mambu.com
AI capabilities
Mambu Agentic connects AI to core data and supports agents and workflows that run within the platform.Read 5 Oct 2026 · mambu.com
Availability
The Mambu Core page states a 99.99% uptime SLA.Read 5 Oct 2026 · mambu.com
Core banking
Mambu Core is a cloud-native, composable core banking platform for banks, lenders and fintechs.Read 5 Oct 2026 · mambu.com
Intended customers
Mambu describes its customers as banks, neobanks, credit unions, lenders, fintechs and non-financial institutions.Read 5 Oct 2026 · mambu.com
Lending
Mambu supports consumer, SME, buy now pay later and embedded finance lending products.Read 5 Oct 2026 · mambu.com
Payments
Mambu Payments connects to partner banks and schemes, orchestrates payment flows and manages operations through a single API.Read 5 Oct 2026 · mambu.com
Products
The platform supports deposits, lending, Islamic banking and payments.Read 5 Oct 2026 · mambu.com
Security response
Mambu says its incident response plans include 24/7 on-call staff for security or risk-related incidents.Read 5 Oct 2026 · mambu.com

Plans and prices

Mambu (custom pricing) Priced on request Custom pricing; contact Mambu for a demo or to discuss your goals Read 5 Oct 2026 · mambu.com

Every Mambu plan and price →

Strong points and limits

Strong points

  • Supports deposits, lending, Islamic banking and payments
  • RESTful APIs, webhooks and streaming APIs
  • Real-time processing and regulatory reporting
  • Cloud deployment with 99.99% uptime SLA
  • Supports full migration and progressive modernisation

Limits

  • Pricing is available only on request
  • Cloud deployment may not suit self-hosting requirements
  • AI agents and workflows depend on Mambu Agentic

Who it suits

Mambu suits banks, neobanks, credit unions, lenders, fintechs and non-financial institutions planning new or modernised banking operations. It is also aimed at organisations needing lending, payments and regulatory reporting capabilities.

Verdict

Mambu brings core banking, payments and AI workflows into one cloud platform with broad lending and integration coverage. Organisations must contact Mambu for pricing and evaluate whether its cloud deployment fits their requirements.

Where Specifiction places it

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