IBM Planning Analytics From $875/mo 9.0 Visit Bajet
bajet.app
What it is
Bajet Home Horizon is a free, open-source Malaysian financial planning tool available on the web. It uses take-home income, monthly commitments, and savings goals to show how financial changes may accumulate and estimate when a savings target could be reached. The tool is intended for longer-range planning rather than daily transaction logging or category sorting. Its local context includes RM, EPF, and Malaysian property prices. A home-buying simulator compares purchasing a first home now with waiting, using savings growth, mortgage calculations, and local prices. Bajet says accounts are unnecessary, data remains in the browser, and there is no cloud storage or upsell. The listed Home Horizon plan costs nothing. Scenario planning is supported, but there is no free trial because the product is already offered as a free plan.
Spec sheet
- Purpose
- It helps users understand how changes to their finances can add up over time.Read 9 Oct 2026 · bajet.app
- Product
- Bajet Home Horizon is a Malaysian financial planning tool.Read 9 Oct 2026 · bajet.app
- Free plan
- YesRead 22 Sep 2026 · bajet.app
- Accounts
- The site says users do not need accounts.Read 9 Oct 2026 · bajet.app
- Availability
- The site describes Bajet Home Horizon as free and open source.Read 9 Oct 2026 · bajet.app
- Data storage
- The site says there is no cloud storage and user data stays in the browser.Read 9 Oct 2026 · bajet.app
- Home buying simulator
- Its simulator compares buying a first home now with waiting, using savings growth, mortgage calculations, and local home prices.Read 9 Oct 2026 · bajet.app
- Inputs
- The tool uses take-home income, monthly commitments, and savings goals.Read 9 Oct 2026 · bajet.app
- Malaysian context
- The site refers to RM, EPF, and local property prices.Read 9 Oct 2026 · bajet.app
- No daily tracking
- The site says there is no daily logging or category sorting.Read 9 Oct 2026 · bajet.app
- Projection
- It aims to show the month when a savings goal will be reached.Read 9 Oct 2026 · bajet.app
- Scenario planning
- YesRead 22 Sep 2026 · bajet.app
- Upsell
- The site says there is no upsell.Read 9 Oct 2026 · bajet.app
Plans and prices
Bajet Home Horizon Free Free Read 9 Oct 2026 · bajet.app
Strong points and limits
Strong points
- Free at free
- Uses Malaysian RM, EPF, and property context
- Projects when savings goals may be reached
- Includes a first-home buying simulator
- No account or cloud storage required
Limits
- Web platform only
- No daily logging or category sorting
- No free trial is listed
Who it suits
Bajet suits people in Malaysia exploring savings timing or first-home scenarios with local financial references. It is useful for users who prefer browser-based planning without accounts or cloud storage.
Verdict
Bajet Home Horizon focuses on projections and home-buying scenarios rather than detailed expense tracking. Its free, browser-stored approach fits users who want lightweight Malaysian financial planning.
Where Specifiction places it
- Budgeting Software#13 of 367.8
- Budgeting apps#29 of 397.1
