Bajet vs IBM Planning Analytics
Bajet
bajet.app
IBM Planning Analytics
ibm.comSide by side
| Figure | Bajet | IBM Planning Analytics |
|---|---|---|
| Price from | Free | $875/mo |
| Free plan | Yes | — |
| Free trial | — | Yes |
| Open source | — | — |
| Web | Yes | Yes |
| Windows | — | Yes |
| Linux | — | Yes |
| iOS | — | Yes |
| API | — | Yes |
| Self-hosted | — | Yes |
| Plans published | 1 | 4 |
| Spec score · Budgeting Software | 7.8 (#13) | 9.0 (#1) |
| Spec score · Budgeting apps | 7.1 (#29) | 9.1 (#1) |
| Free plan | Yes | No |
| Purpose | It helps users understand how changes to their finances can add up over time. | IBM Planning Analytics is an AI-powered planning and analytics platform powered by the IBM TM1 database that unifies business planning in one governed platform. |
Plans
IBM Planning Analytics
- EssentialsPriced on request
- Essentials$875 a month
- StandardPriced on request
- PremiumPriced on request
In their own words
Bajet
Bajet Home Horizon is a free, open-source Malaysian financial planning tool available on the web. It uses take-home income, monthly commitments, and savings goals to show how financial changes may accumulate and estimate when a savings target could be reached. The tool is intended for longer-range planning rather than daily transaction logging or category sorting. Its local context includes RM, EPF, and Malaysian property prices. A home-buying simulator compares purchasing a first home now with waiting, using savings growth, mortgage calculations, and local prices. Bajet says accounts are unnecessary, data remains in the browser, and there is no cloud storage or upsell. The listed Home Horizon plan costs nothing. Scenario planning is supported, but there is no free trial because the product is already offered as a free plan.
IBM Planning Analytics
IBM Planning Analytics has no write-up on Specifiction yet; its figures are above.