Betterment pricing
5 plans read from betterment.com
Cash ReserveFree no monthly management fees$10 minimum deposit Read 22 Sep 2026 · betterment.com
Premium$0.65 a year 0.65% annual management fee$100,000 minimum eligible investment balance per household · access to financial experts · Premium benefits Read 1 Oct 2026 · betterment.com
Premium$0.65 a year 0.65% annually on eligible balances under $1 million; includes the 0.40% Premium increment$100,000 minimum eligible investing balance · CFP professional access · Preferred Cash Reserve rate Read 15 Oct 2026 · betterment.com
Digital$5 a month $5 monthly for $0–$24K balances; 0.25% annually with $200+ monthly recurring deposits or $24K–$1M balanceno minimum balance · automated investing · expert-built portfolios · ongoing advice · tax-saving technology Read 1 Oct 2026 · betterment.com
Digital$5 a month Monthly charge when household balance is below $24,000 without at least $200/month recurring deposits; otherwise 0.25% annuallyNo minimum investment balance · Online investment advice · Portfolio management and trading administration included Read 15 Oct 2026 · betterment.com
In short
- Betterment has a free plan (Cash Reserve).
- Paid plans published: 4, from $0.65 a year.
What the alternatives costAll alternatives →
| Tool | From | Free plan | Free trial |
|---|---|---|---|
| Boldin | $12/mo | Yes | Yes |
| FE CashCalc | £80/mo | Yes | Yes |
| MaxiFi | $12.42/mo | No | Yes |
| MoneyGuide | $10.42/mo | No | Yes |
| myprosperity | A$14.95/mo | Yes | No |
| ProjectionLab | $10.75/mo | Yes | Yes |
| Conquest | — | Yes | Yes |
| Dynamic Planner | £0.67/mo | No | No |