Tech riderRev. 2 Oct 2026

Cashfree eNACH

Ch 096.5of 23 Direct Debit Processing Software

1Runs onAPI, Web
2CostsNot stated by the maker
3Payment frequencyrecurring
4Scheme coveragedomestic
5Mandate managementYes
6API accessYes
7Hosted payment pageYes

6 lines stated Written from the maker's own pages: cashfree.com

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Overview

Cashfree eNACH automates periodic or recurring payments through debits from customer bank accounts. Cashfree says businesses can authorize auto-debits up to ₹1 Crore across 50+ banks supported by NPCI for e-Mandate registration. It states that mandate creation takes 24 hours and e-Mandates activate within 1 to 2 days. Merchants can retry failed payments, view subscription and payment reports in a dashboard, and import mandates from another payment provider. Checkout can use Cashfree’s page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. Cashfree lists e-commerce plugins and developer integration kits. The service supports domestic recurring payments, API access and mandate management. Cashfree says payment authentication and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025. Cashfree Payments India Private Limited has ISO/IEC 27001:2022 certification covering payment aggregator and payment service provider activities. Pricing is on request; the listed plan charges for mandate creation or per presentation, with a separate platform fee.

Who it is for

Cashfree eNACH is aimed at businesses collecting recurring domestic payments, including NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS and rental services. It may suit merchants needing mandate management, payment retries or API-based checkout.

What is good

Supports mandates across 50+ banks.
Merchants can retry failed payments.
Can import mandates from another provider.
Offers hosted checkout or Seamless APIs.

What to know first

Pricing is on request.
A separate platform fee applies.
Mandate creation and presentation are charged.

Verdict

Cashfree eNACH covers mandate setup, retries, reporting and checkout options for recurring bank debits. Confirm the requested pricing and separate platform fee when assessing the cost.

Cashfree eNACH plans and pricing

All plans

eNACH / E-mandate Not published mandate creation / per presentation platform fee applies separately cashfree.com · 2 Oct 2026

Compared on direct debit processing software

Payment frequency: recurringcashfree.com
Scheme coverage: domesticcashfree.com
Mandate management: Yescashfree.com
API access: Yescashfree.com
Hosted payment page: Yescashfree.com

Facts

What it does: Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.cashfree.com · 2 Oct 2026
Mandate limit: Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.cashfree.com · 2 Oct 2026
Mandate activation: Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.cashfree.com · 2 Oct 2026
Bank coverage: Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.cashfree.com · 2 Oct 2026
Payment retries: Merchants can retry failed payments to help maintain recurring collections.cashfree.com · 2 Oct 2026
Subscription management: The product includes a subscription dashboard with subscription and payment reports.cashfree.com · 2 Oct 2026
Mandate migration: Cashfree lets businesses import mandates from an existing payment provider.cashfree.com · 2 Oct 2026
Checkout options: Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.cashfree.com · 2 Oct 2026
Compliance validation: Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.cashfree.com · 2 Oct 2026
Integrations: Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.cashfree.com · 2 Oct 2026
Security and regulation: Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.cashfree.com · 2 Oct 2026
Security certification: Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.cashfreelogo.cashfree.com · 2 Oct 2026
Support: Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.cashfree.com · 2 Oct 2026
Target customers: Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.cashfree.com · 2 Oct 2026