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SPECIFICTION
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Cashfree eNACH

cashfree.com

WebAPI
Visit cashfree.com
Spec score 7.4 #12 of 22 in Direct Debit Processing Software

What it is

Cashfree eNACH automates periodic or recurring payments through debits from customer bank accounts. Cashfree says businesses can authorize auto-debits up to ₹1 Crore across 50+ banks supported by NPCI for e-Mandate registration. It states that mandate creation takes 24 hours and e-Mandates activate within 1 to 2 days. Merchants can retry failed payments, view subscription and payment reports in a dashboard, and import mandates from another payment provider. Checkout can use Cashfree’s page or a branded experience built with Seamless APIs. Third Party Validation checks whether an account is KYC-verified when a mandate is created. Cashfree lists e-commerce plugins and developer integration kits. The service supports domestic recurring payments, API access and mandate management. Cashfree says payment authentication and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025. Cashfree Payments India Private Limited has ISO/IEC 27001:2022 certification covering payment aggregator and payment service provider activities. Pricing is on request; the listed plan charges for mandate creation or per presentation, with a separate platform fee.

Spec sheet

What it does
Cashfree eNACH automates periodic or recurring payments through automatic debits from customer bank accounts.Read 2 Oct 2026 · cashfree.com
Integrations
Cashfree lists e-commerce plugins and developer-friendly integration kits for its eNACH platform.Read 2 Oct 2026 · cashfree.com
Support
Existing customers can raise dashboard tickets, email Cashfree support, or contact their account manager.Read 2 Oct 2026 · cashfree.com
Headquarters
Bengaluru, Karnataka, IndiaRead 28 Sep 2026 · cashfree.com
Founded
2015Read 28 Sep 2026 · cashfree.com
Bank coverage
Cashfree supports all 50+ banks supported by NPCI for e-Mandate registration.Read 2 Oct 2026 · cashfree.com
Checkout options
Businesses can use Cashfree's checkout page or build a branded checkout with Seamless APIs.Read 2 Oct 2026 · cashfree.com
Compliance validation
Third Party Validation checks whether a bank account is KYC-verified when a mandate is created.Read 2 Oct 2026 · cashfree.com
Mandate activation
Cashfree states that e-Mandates are activated within 1 to 2 days, with 24-hour mandate creation.Read 2 Oct 2026 · cashfree.com
Mandate limit
Cashfree states that businesses can authorise auto-debits from customer bank accounts up to ₹1 Crore across 50+ banks.Read 2 Oct 2026 · cashfree.com
Mandate migration
Cashfree lets businesses import mandates from an existing payment provider.Read 2 Oct 2026 · cashfree.com
Payment retries
Merchants can retry failed payments to help maintain recurring collections.Read 2 Oct 2026 · cashfree.com
Security and regulation
Cashfree states that its payment authentications and auto-debits follow current government guidelines and lists RBI Payment Aggregator Certificate No. 266/2025.Read 2 Oct 2026 · cashfree.com
Security certification
Cashfree Payments India Private Limited has an ISO/IEC 27001:2022 information security management certification covering payment aggregator and payment service provider activities.Read 2 Oct 2026 · cashfreelogo.cashfree.com
Subscription management
The product includes a subscription dashboard with subscription and payment reports.Read 2 Oct 2026 · cashfree.com
Target customers
Cashfree identifies NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS, and rental services as eNACH use cases.Read 2 Oct 2026 · cashfree.com

Plans and prices

eNACH / E-mandate Price not published mandate creation / per presentation platform fee applies separately Read 2 Oct 2026 · cashfree.com

Every Cashfree eNACH plan and price →

Strong points and limits

Strong points

  • Supports mandates across 50+ banks.
  • Merchants can retry failed payments.
  • Can import mandates from another provider.
  • Offers hosted checkout or Seamless APIs.

Limits

  • Pricing is on request.
  • A separate platform fee applies.
  • Mandate creation and presentation are charged.

Who it suits

Cashfree eNACH is aimed at businesses collecting recurring domestic payments, including NBFCs, digital lenders, mutual funds, SIP platforms, insurers, ed-tech, SaaS and rental services. It may suit merchants needing mandate management, payment retries or API-based checkout.

Verdict

Cashfree eNACH covers mandate setup, retries, reporting and checkout options for recurring bank debits. Confirm the requested pricing and separate platform fee when assessing the cost.

Where Specifiction places it

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