Rotessa
rotessa.com
What it is
Rotessa schedules one-time and recurring payments taken directly from customers’ bank accounts. Businesses can add customers individually, import a CSV, or bring records in through accounting software, then obtain authorization and set the amount, frequency, and date. Its listed industries include property management, financial services, schools and childcare, health services, professional services, and nonprofits. Accounts include API access, CSV imports, an authorization tool, payment schedules, settlement reports, and multiple users with permissions. QuickBooks Online and Xero integrations can import customers and outstanding invoices, initiate withdrawals based on due dates, and report settlements while marking invoices paid. Zapier supports customized workflows connecting Rotessa with over 1,000 apps. Pricing starts at $17/mo for 1–10 transactions; listed monthly tiers are $39 for 11–50, $65 for 51–100, and $94 for 101–250. From 251 to 1,000 transactions, the listed rate is 35¢ per transaction; higher-volume pricing is custom. Rotessa launched in 2010 and is based in Steinbach, Manitoba, Canada.
Spec sheet
- What it does
- Rotessa is online software for scheduling one-time or recurring withdrawals from customers’ bank accounts through Canadian PAD and U.S. ACH payments.Read 15 Oct 2026 · rotessa.com
- Purpose
- Rotessa is online software for scheduling and withdrawing one-time or recurring payments directly from customers’ bank accounts.Read 5 Oct 2026 · rotessa.com
- API
- The public REST API uses API-key authentication at api.rotessa.com/v1, with a sandbox endpoint available for testing.Read 15 Oct 2026 · rotessa.com
- Security
- Rotessa’s security overview says sensitive database information is encrypted using AES256, backups are made daily, and the company adheres to PCI DSS requirements for security management and protective measures.Read 5 Oct 2026 · rotessa.com
- Support
- Rotessa describes its support team as fast and responsive, and provides an online support centre with documentation on accounts, authorizations, integrations, processing, and transactions.Read 5 Oct 2026 · rotessa.com
- Headquarters
- Steinbach, Manitoba, CanadaRead 28 Sep 2026 · rotessa.com
- Founded
- 2010Read 28 Sep 2026 · rotessa.com
- Additional fees
- The pricing page lists $30 for each NSF, stopped payment, or agreement terms not met, and $2 for each online customer bank authentication when required.Read 5 Oct 2026 · rotessa.com
- API scope
- API endpoints manage customers, transaction schedules and financial transactions, and expose transaction reporting for payment status.Read 15 Oct 2026 · rotessa.com
- Authorization requirement
- Rotessa states that processing without a valid PAD/ACH agreement violates its policies and can lead to legal action and account suspension.Read 15 Oct 2026 · support.rotessa.com
- Authorization tools
- Rotessa provides online and paper PAD/ACH authorization workflows, including emailed private links, public links and printable forms.Read 15 Oct 2026 · rotessa.com
- Company customers
- Rotessa says it serves more than 3,000 small businesses in Canada and the United States.Read 15 Oct 2026 · rotessa.com
- Company headquarters
- LinkedIn lists Rotessa’s primary location as 115 Industrial Road, Steinbach, Manitoba, Canada.Read 15 Oct 2026 · ca.linkedin.com
- Company history
- Rotessa says Greg Lepp founded the company in 2010 after experiencing difficulty collecting tuition payments, and that it has grown without venture-capital funding.Read 15 Oct 2026 · rotessa.com
- Company size
- LinkedIn describes Rotessa as a privately held financial-services company with 2-10 employees.Read 15 Oct 2026 · ca.linkedin.com
- Crunchbase profile
- Crunchbase classifies Rotessa as a private Steinbach, Manitoba company in e-commerce, financial services and payments, with a reported 1-10-person headcount.Read 15 Oct 2026 · crunchbase.com
- Customer imports
- Customers can be added manually, through CSV bulk import, QuickBooks Online, Xero, Zapier or the API.Read 15 Oct 2026 · support.rotessa.com
- Data locations
- The privacy policy says personal information may be stored or processed in Canada, the United States or countries where partners maintain facilities.Read 15 Oct 2026 · rotessa.com
- Documentation
- The support center covers accounts, authorizations, bank verification, customers, integrations, onboarding, processing, settlements, transactions and users.Read 15 Oct 2026 · support.rotessa.com
- Included capabilities
- Every Rotessa account includes API access, CSV imports, an authorization tool, recurring schedules, one-time payments, settlement reports, and multiple users with permissions.Read 5 Oct 2026 · rotessa.com
- Limit: authorization complexity
- A Software Advice reviewer says collecting bank payments initially required explaining a concept unfamiliar to customers who expected cards or checks.Read 15 Oct 2026 · softwareadvice.com
- Limit: reporting
- A G2 reviewer says Rotessa could provide more reporting functionality.Read 15 Oct 2026 · g2.com
- Limit: settlement speed
- Reviewers repeatedly identify the five-business-day wait for funds to reach their bank as a drawback.Read 15 Oct 2026 · capterra.com
- Onboarding
- Rotessa says account setup takes a few minutes and, after identity and business information is provided, the account is ready in 2-4 business days.Read 5 Oct 2026 · rotessa.com
- Payment restrictions
- The Canadian agreement excludes or can suspend accounts involving gambling, firearms, digital currencies, short-term loans, collections and several other regulated or prohibited activities.Read 15 Oct 2026 · rotessa.com
- Payment workflow
- Businesses can add customers individually, by CSV, or through accounting software, obtain authorization, and schedule payment amount, frequency, and date.Read 5 Oct 2026 · rotessa.com
- PCI statement
- Rotessa says its security management, network architecture and software practices adhere to PCI DSS requirements.Read 15 Oct 2026 · rotessa.com
- Platform compatibility
- The pricing page states that Rotessa is compatible with Mac and PC computers.Read 15 Oct 2026 · rotessa.com
- Praise: ease of use
- Independent reviewers repeatedly describe Rotessa as simple, intuitive, reliable and easy to set up, with responsive support.Read 15 Oct 2026 · g2.com
- Praise: pricing
- Capterra and Software Advice reviewers praise the fixed-fee model because it avoids percentage-based card charges.Read 15 Oct 2026 · capterra.com
- QuickBooks integration
- QuickBooks Online invoices can be imported manually or automatically, but invoice changes do not update scheduled Rotessa transactions unless automatic import is enabled.Read 15 Oct 2026 · support.rotessa.com
- QuickBooks Online
- The integration imports customers and outstanding invoices, withdraws one-time payments based on invoice due dates, and reports settlements while marking invoices paid.Read 5 Oct 2026 · rotessa.com
- Rating on Capterra
- 4.7 out of 5 from 3 reviewsRead 15 Oct 2026 · capterra.com
- Rating on G2
- 5.0 out of 5 from 1 reviewRead 15 Oct 2026 · g2.com
- Rating on GetApp
- 4.7 out of 5 from 3 reviewsRead 15 Oct 2026 · getapp.com
- Rating on Software Advice
- 4.7 out of 5 from 3 reviewsRead 15 Oct 2026 · softwareadvice.com
- Recurring schedules
- Transaction schedules support once, weekly, every-other-week, monthly, every-other-month, quarterly, semi-annual and yearly frequencies, with optional installment counts.Read 15 Oct 2026 · rotessa.com
- SDKs
- The developer documentation shows HTTP and cURL examples but does not list official client SDK packages.Read 15 Oct 2026 · rotessa.com
- Security controls
- Rotessa states that sensitive database information uses AES-256 encryption, daily off-site backups, firewalls, intrusion prevention and SSL/TLS connections.Read 15 Oct 2026 · rotessa.com
- Self-hosting
- Rotessa is described as hosted online software and its agreements identify AWS hosting; no self-hosted deployment is documented.Read 15 Oct 2026 · rotessa.com
- Setup and cancellation
- Rotessa states it charges no setup or cancellation fees.Read 5 Oct 2026 · rotessa.com
- Support hours
- The Canadian client agreement states support is available Monday through Friday, 9 a.m. to 5 p.m. Central time, excluding holidays, with email support.Read 15 Oct 2026 · rotessa.com
- Supported use cases
- The site lists property management, financial services, schools and childcare, health services, professional services, and nonprofit organizations as industries it serves.Read 5 Oct 2026 · rotessa.com
- Xero
- The Xero integration imports customers and outstanding invoices, withdraws one-time payments based on invoice due dates, and reports settlements while marking invoices paid.Read 5 Oct 2026 · rotessa.com
- Xero integration
- The Xero integration imports customers and outstanding invoices, withdraws payments on invoice due dates, reports settlements and marks invoices paid.Read 15 Oct 2026 · rotessa.com
- Zapier
- Rotessa connects through Zapier to over 1,000 apps and supports customized automated workflows using triggers and actions.Read 5 Oct 2026 · rotessa.com
- Zapier integration
- Rotessa connects through Zapier to more than 1,000 applications and supports trigger-and-action workflows.Read 15 Oct 2026 · rotessa.com
Plans and prices
251-1000 transactions $0.35 a month 35¢ per transaction 251-1000 transactions · Users processing over 250 transactions a month pay per transaction Read 5 Oct 2026 · rotessa.com
251-1000 Transactions $0.35 a month per transaction 251-1000 transactions Read 15 Oct 2026 · rotessa.com
1-10 transactions $17 a month $17 /mo. 1-10 transactions Read 5 Oct 2026 · rotessa.com
1-10 Transactions $17 a month monthly 1-10 transactions Read 15 Oct 2026 · rotessa.com
Base $25 a month monthly fee plus $0.50 per transaction No setup or cancellation fee · $30 per NSF/stopped payment/agreement-term decline · $2 per online bank authentication Read 15 Oct 2026 · rotessa.com
11-50 transactions $39 a month $39 /mo. 11-50 transactions Read 5 Oct 2026 · rotessa.com
11-50 Transactions $39 a month monthly 11-50 transactions Read 15 Oct 2026 · rotessa.com
51-100 transactions $65 a month $65 /mo. 51-100 transactions Read 5 Oct 2026 · rotessa.com
51-100 Transactions $65 a month monthly 51-100 transactions Read 15 Oct 2026 · rotessa.com
101-250 transactions $94 a month $94 /mo. 101-250 transactions Read 5 Oct 2026 · rotessa.com
101-250 Transactions $94 a month monthly 101-250 transactions Read 15 Oct 2026 · rotessa.com
1001+ Transactions Priced on request custom pricing High-volume customers Read 15 Oct 2026 · rotessa.com
Strong points and limits
Strong points
- Supports recurring and one-time payments
- Includes API access and CSV imports
- Integrates with QuickBooks Online and Xero
- No setup or cancellation fees
- Offers multiple users with permissions
Limits
- No free plan or free trial
- $30 fee for each NSF or stopped payment
- $2 for each required bank authentication
- Higher-volume pricing is custom
Who it suits
Rotessa suits businesses that collect bank-account payments on one-time or recurring schedules, including the industries it lists. It may also fit teams using QuickBooks Online, Xero, or Zapier workflows.
Verdict
Rotessa combines scheduled bank withdrawals with authorization, reporting, and accounting integrations. Review the transaction tiers and additional fees against your expected payment volume.
Where Specifiction places it
- Direct Debit Processing Software#2 of 228.5
- ACH Payment Processing Software#3 of 218.4
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