Tech riderRev. 22 Sept 2026

ClearDebit

Ch 056.6of 23 Direct Debit Processing Software

1Runs onAPI, Web
2CostsNot stated by the maker
3Payment frequencyboth
4Scheme coveragedomestic
5Mandate managementYes
6Hosted payment pageYes

5 lines stated Written from the maker's own pages: cleardebit.com

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Overview

ClearDebit is ranked #5 of 23 in direct debit processing software on Specifiction. It runs on API, Web.

Compared on direct debit processing software

Payment frequency: bothcleardebit.com
Scheme coverage: domesticcleardebit.com
Mandate management: Yescleardebit.com
Hosted payment page: Yescleardebit.com

Facts

What it does: ClearDebit provides Direct Debit processing services, software and training to help businesses collect payments through Bacs.cleardebit.com · 4 Oct 2026
Software options: Mosaic Submit sends Direct Debit files to Bacs and returns reporting, while Mosaic Managed supports managing the full Direct Debit cycle.cleardebit.com · 4 Oct 2026
Payment controls: Mosaic software provides control over payment timing, reports, and the ability to manage changes within the software.cleardebit.com · 4 Oct 2026
Compliance: ClearDebit says it is Bacs Approved for its Bureau, Mosaic software and Training.cleardebit.com · 4 Oct 2026
Security: ClearDebit says its Bacs Approved Bureau and software follow data protection rules and regulations set out by the FCA and Bacs.cleardebit.com · 4 Oct 2026
Funds: For in-house software users, ClearDebit says it does not hold funds; processed collections go directly to the business's bank account.cleardebit.com · 4 Oct 2026
Integrations: ClearDebit says it is integrated with a range of membership CRMs, but the page does not name them.cleardebit.com · 4 Oct 2026
API: ClearDebit Bureau integrations can use either SFTP or an API to upload Bacs files and retrieve reports.docs.cleardebit.com · 4 Oct 2026
Payment types: Customers can collect one-off, regular or variable Direct Debit payments.cleardebit.com · 4 Oct 2026
Notable limit: ClearDebit says a business needs a Service User Number (SUN) to use its services and that it cannot currently support businesses without one.cleardebit.com · 4 Oct 2026
Processing limits: ClearDebit says there are no limits on the number or value of Direct Debits processed through its Bureau or software when the business holds a bank-sponsored SUN.cleardebit.com · 4 Oct 2026
Who it serves: Mosaic software is presented for businesses with internal resources to submit Direct Debits and for businesses that want to manage them in-house.cleardebit.com · 4 Oct 2026
Support: ClearDebit lists support by email at [email protected] and provides separate software support contact details.cleardebit.com · 4 Oct 2026
Company history: ClearDebit says it has helped businesses with Direct Debit since 1993.cleardebit.com · 4 Oct 2026
Mosaic Submit: Mosaic Submit sends Direct Debit files to Bacs and returns reporting, with a full audit trail.cleardebit.com · 4 Oct 2026
Mosaic Managed: Mosaic Managed supports the full Direct Debit cycle, including advance notice letters and transaction codes before Bacs processing.cleardebit.com · 4 Oct 2026
Reporting: Mosaic users can view payer and payment details, customer and Bacs reports, historic data, and automatically applied Bacs messages in the software.cleardebit.com · 4 Oct 2026
Integration: ClearDebit Bureau integrations can submit Bacs files and retrieve reports using either SFTP or an API.docs.cleardebit.com · 4 Oct 2026
Security and funds: ClearDebit says it follows FCA and Bacs data protection rules; its software does not hold funds, which go directly to the business’s bank account after Bacs processing.cleardebit.com · 4 Oct 2026
Customer protection: The company says Direct Debit customers are protected by the Direct Debit Guarantee.cleardebit.com · 4 Oct 2026
Limits: ClearDebit says there is no limit on payment count or value through its Bureau or software when the business holds a bank-sponsored SUN.cleardebit.com · 4 Oct 2026
Eligibility: Businesses need a Service User Number (SUN) to use ClearDebit’s products and services, and it says it cannot currently support businesses without one.cleardebit.com · 4 Oct 2026
Who it is for: The software is aimed at businesses with internal resources to submit Direct Debits and manage them in-house.cleardebit.com · 4 Oct 2026