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SPECIFICTION
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Cheddar

getcheddar.com

From $99/mo WebAPI
Visit getcheddar.com
Spec score 7.8 #10 of 26 in Usage-Based Billing Software

What it is

Cheddar is a monetization platform for product-led growth and usage-based subscription billing, available through web and API. Its API records customer activity as counters called tracked items, and billing rules are applied afterward; the maker says pricing can therefore change without changes to billing code. Cheddar uses plan rules to generate invoices, then processes them with built-in credit-card processing or an external system. Payment options include CheddarPay, compatible processors, PayPal, ACH, and checks. All plans include customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking. Monthly plans include up to 500,000 API interactions, with additional interactions costing 25 cents per 1,000. Customizable hosted pages cover subscription signup, payment updates, subscription changes, and cancellations; tracked items and one-time invoices require API use. The REST-like API can be used with any programming language, and the service integrates with Zapier. The Builder Plan is $99 a month plus 30¢ per transaction; the Growth Plan is $599 a month plus 0.5% of revenue.

Spec sheet

Product
Cheddar describes itself as a monetization platform for product-led growth and usage-based subscription billing.Read 30 Sep 2026 · getcheddar.com
Audience
Cheddar describes its Growth Plan as enterprise-grade billing and consulting and says its pricing options serve startups, growing organizations, and enterprise companies.Read 30 Sep 2026 · getcheddar.com
Integrations
Cheddar’s support FAQ says it integrates with Zapier, which can connect it to thousands of apps.Read 30 Sep 2026 · getcheddar.com
Security
Cheddar’s privacy policy, last modified May 24, 2018, says data is stored on secured servers behind a firewall with access controls and that SSL encrypts passwords and personal credit information in transit.Read 30 Sep 2026 · getcheddar.com
Support
Cheddar lists email, support discussions, chat, a knowledge base, and API documentation; its support page says chat is available from 9am to 5pm EST.Read 30 Sep 2026 · getcheddar.com
Company
The maker identifies the company as GetCheddar, Inc. and lists its address as 642 N Madison St, Bloomington, Indiana 47404.Read 30 Sep 2026 · getcheddar.com
Billing model
Cheddar tracks customer activity first and applies billing rules afterward, allowing pricing changes without changing billing code.Read 30 Sep 2026 · getcheddar.com
Billing workflow
Cheddar applies pricing-plan rules to tracked usage to generate invoices, then processes them using built-in credit-card processing or an external system.Read 30 Sep 2026 · getcheddar.com
Developer API
The maker says Cheddar’s REST-like API can be used with any programming language.Read 30 Sep 2026 · getcheddar.com
Features
Cheddar says every plan includes customer communications, SaaS reporting, revenue optimization, invoice generation, subscription billing, and usage tracking.Read 30 Sep 2026 · getcheddar.com
Hosted pages
Cheddar offers customizable hosted payment pages for subscription signups, payment updates, subscription changes, and cancellations; tracked items and one-time invoices require API use.Read 30 Sep 2026 · support.getcheddar.com
Included API usage
Plans include up to 500,000 API interactions per month; additional interactions cost 25 cents per 1,000 interactions.Read 30 Sep 2026 · getcheddar.com
Payment options
Customers can use CheddarPay, compatible payment processors, PayPal, or external payment methods such as ACH and checks.Read 30 Sep 2026 · getcheddar.com
Usage tracking
Its API tracks customer activity using tracked items, which are counters that can be updated during a billing period.Read 30 Sep 2026 · getcheddar.com

Plans and prices

Builder Plan $99 a month $99 per month and 30¢ per transaction Email-based support · Extensive knowledge base and documentation · Connect with multiple payment gateways Read 30 Sep 2026 · getcheddar.com
Growth Plan $599 a month $599 per month and 0.5% of revenue Chat and phone support · Pricing and migration consultancy included · Robust real-time webhook integrations Read 30 Sep 2026 · getcheddar.com

Every Cheddar plan and price →

Strong points and limits

Strong points

  • Billing rules are applied after usage tracking.
  • All plans include invoice generation and usage tracking.
  • Supports built-in or external payment processing.
  • Hosted pages handle subscription changes and cancellations.
  • Integrates with Zapier.

Limits

  • Builder Plan costs $99 a month plus 30¢ per transaction.
  • Growth Plan costs $599 a month plus 0.5% of revenue.
  • Tracked items and one-time invoices require API use.
  • Extra API interactions cost 25 cents per 1,000.

Who it suits

Cheddar suits businesses building usage-based or subscription billing around tracked customer activity. Its stated pricing options address startups, growing organizations, and enterprise companies.

Verdict

Cheddar separates activity tracking from billing rules and supports several payment routes. Its plan fees, transaction charges, and additional API-use costs are important to account for.

Where Specifiction places it

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