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SPECIFICTION
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Credit Risk

creditrisk.co.za

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Spec score 7.5 #11 of 26 in Credit Management Software

What it is

Credit Risk is a web platform for trade creditors that supports credit applications, bureau data integration, risk assessment, and reporting. Customers can onboard online with digital signatures and a document centre, and applications can be customised. The maker describes its application vetting as FICA compliant and says it takes less than 15 minutes. Book management includes age analysis, prioritisation, segmentation, and a follow-up diary; the platform also lists exposure monitoring, risk scoring, and application workflow tools. For pre-legal collections, Erick Breytenbach Attorneys provides status reports, notifications, document uploads, and real-time communication. Credit Risk lists TransUnion, Inoxico, and EB Attorneys as partners. API access appears in the plans table. Express, Enterprise, and Comprehensive are named plans; Comprehensive includes 250 accounts, and all three plans include online support and documentation. Bureau reports and default listings are charged per use. The plans also list charges for some collections, letters, analysis, and custom work. Pricing is on request, and a free trial is available. The terms set a minimum contract of six calendar months, followed by one calendar month's written notice to terminate.

Spec sheet

Purpose
The platform provides digital tools for trade creditors, including credit application processing, bureau data integration, risk assessment support, and reporting and analytics.Read 8 Oct 2026 · creditrisk.co.za
API
API access appears as a feature in the available plans table.Read 8 Oct 2026 · creditrisk.co.za
Support
All three listed plans include online support and documentation.Read 8 Oct 2026 · creditrisk.co.za
Headquarters
Ridgeview Office Park, 248 Kent Ave, Ferndale, Randburg, Johannesburg, South AfricaRead 28 Sep 2026 · creditrisk.co.za
Book management
Book management includes age analysis, prioritising and segmenting, and a diary for follow-ups.Read 8 Oct 2026 · creditrisk.co.za
Contract period
The terms specify a minimum contract period of six calendar months, followed by one calendar month's written notice to terminate.Read 8 Oct 2026 · creditrisk.co.za
Decision responsibility
The terms say bureau data and platform outputs are decision-support information, and users remain responsible for independent judgment and applicable compliance.Read 8 Oct 2026 · creditrisk.co.za
Digital onboarding
Customers can complete online onboarding with digital signatures and a document centre, and applications can be customised.Read 8 Oct 2026 · creditrisk.co.za
Extra charges
The plans table lists customisation and custom integrations as quoted based on scope, and batch bureau reports as quoted based on volume.Read 8 Oct 2026 · creditrisk.co.za
Partners
The maker lists TransUnion, Inoxico, and EB Attorneys as partners.Read 8 Oct 2026 · creditrisk.co.za
Password security
The terms state that clients are responsible for password security and that Creditrisk does not take responsibility for client passwords.Read 8 Oct 2026 · creditrisk.co.za
Pre-legal collections
Pre-legal collection support is provided by Erick Breytenbach Attorneys, with status reports, notifications, document uploads, and real-time communication.Read 8 Oct 2026 · creditrisk.co.za
Vetting
The maker describes its application vetting as FICA compliant and says the process takes less than 15 minutes.Read 8 Oct 2026 · creditrisk.co.za

Plans and prices

Comprehensive Priced on request 250 accounts · Bureau reports pay per usage · Image AFS analysis R 30 per analysis · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation Read 8 Oct 2026 · creditrisk.co.za
Enterprise Priced on request Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation Read 8 Oct 2026 · creditrisk.co.za
Express Priced on request Bureau reports pay per usage · Default listings pay per usage · Pre-legal collections: 10% over R15k; 15% under R15k · Registered letter of demand R350 · Client letter responses R850 per month · Support online and documentation Read 8 Oct 2026 · creditrisk.co.za

Every Credit Risk plan and price →

Strong points and limits

Strong points

  • Online onboarding includes digital signatures.
  • Book tools include age analysis and follow-up diary.
  • Plans include online support and documentation.
  • Free trial is listed.

Limits

  • Pricing is available on request.
  • Minimum contract period is six calendar months.
  • Bureau reports and default listings are pay per use.

Who it suits

Credit Risk is intended for trade creditors needing digital application processing, bureau data, risk support, and book management. It may suit organisations that want pre-legal collection support and reporting as part of that workflow.

Verdict

Credit Risk brings application workflows, book management, and pre-legal collection support into a web platform for trade creditors. Buyers should account for usage-based charges and the minimum six-month contract.

Where Specifiction places it

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