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SPECIFICTION
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Creem

creem.io

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Spec score 8.0 #8 of 32 in Merchant of Record Software

What it is

Creem is a payments and monetization platform for selling software and digital products worldwide. It says it acts as the legal seller for each transaction, handling payment processing, tax calculation and remittance, invoices, fraud, and chargebacks. Billing features include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts, and seat-based charges. Partner tools provide affiliate commissions, automatic revenue splits, and short links with click and conversion tracking. Developers can use an API, SDKs, CLI, webhooks, and an MCP server for agent-driven store management; listed compatible options include Claude Code, Cursor, Claude Desktop, and any MCP client. Creem says merchants can sell in 190+ countries and lists cards, PayPal, Apple Pay, and Google Pay. Checkout can use a merchant’s domain and branding. Native iPhone and Android apps provide real-time sales notifications. Pay as you go costs $3.94, paid once per successful transaction, with no monthly or setup fees and no minimum volume. A Partner plan has custom pricing for higher-volume businesses.

Spec sheet

Product
Creem provides payments, tax handling, payouts, affiliates, usage billing, conversion attribution, and analytics for selling software and digital products globally.Read 3 Oct 2026 · creem.io
Integrations
Creem's homepage identifies Claude Code, Cursor, Claude Desktop, and any MCP client as compatible with its MCP setup.Read 3 Oct 2026 · creem.io
Mobile apps
Creem states it has native iPhone and Android apps with real-time push notifications for sales.Read 3 Oct 2026 · creem.io
Support
The standard offering lists human support, while the Partner plan includes a dedicated account manager and weekly payments concierge sessions.Read 3 Oct 2026 · creem.io
Headquarters
Tallinn, EstoniaRead 23 Sep 2026 · creem.io
Billing
Features include subscriptions, credit wallets, usage-based pricing, custom meters, free trials, discounts, and seat-based billing.Read 3 Oct 2026 · creem.io
Checkout
Checkout can run on a merchant's own domain and be styled with its logo, colors, and theme.Read 3 Oct 2026 · creem.io
Developer access
Creem offers an API, SDKs, CLI, webhooks, and an MCP server for agent-driven store management.Read 3 Oct 2026 · creem.io
Global sales
Creem says merchants can sell to customers in 190+ countries and that it handles tax and compliance across those countries.Read 3 Oct 2026 · creem.io
Merchant of record
Creem says it is the legal seller on each transaction and handles payment processing, tax calculation and remittance, invoices, fraud, and chargebacks.Read 3 Oct 2026 · creem.io
Partner tools
The platform supports affiliate commissions, automatic revenue splits, and short links with click and conversion tracking.Read 3 Oct 2026 · creem.io
Payment methods
The homepage lists cards, PayPal, Apple Pay, and Google Pay as payment methods.Read 3 Oct 2026 · creem.io
Privacy and data protection
Creem's privacy notice says it processes personal data under applicable laws including GDPR and uses safeguards such as European Commission-approved standard contractual clauses for transfers outside the EU/EEA.Read 3 Oct 2026 · creem.io
Target customers
Creem describes itself as a billing and monetization platform for AI-native companies and says it builds for indie hackers, micro-SaaS founders, and solo creators shipping with AI.Read 3 Oct 2026 · creem.io

Plans and prices

Pay as you go $3.94, paid once Per successful transaction; $0 monthly fees and $0 setup fees No minimum volume · No monthly or setup fees Read 3 Oct 2026 · creem.io
Partner plan Priced on request Custom pricing For higher-volume businesses · Lower transaction fees · Dedicated payments support Read 3 Oct 2026 · creem.io

Every Creem plan and price →

Strong points and limits

Strong points

  • Handles payment, tax, invoices, fraud, and chargebacks
  • Supports subscriptions and usage-based billing
  • Sells to customers in 190+ countries
  • Checkout supports merchant domains and branding
  • Native mobile apps send real-time sales notifications

Limits

  • No free plan is offered
  • Pay-as-you-go charges $3.94 transaction
  • Partner plan pricing is custom
  • MCP compatibility is listed for specific clients and MCP clients

Who it suits

It suits AI-native companies, indie hackers, micro-SaaS founders, and solo creators selling digital products internationally. It is also relevant to teams needing subscriptions, usage billing, tax handling, affiliates, or developer APIs.

Verdict

Creem combines merchant-of-record duties with billing, partner tools, developer access, and global tax handling. Its transaction-based pricing and custom Partner terms should be compared with expected sales volume and integration needs.

Where Specifiction places it

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